The Clever Disputes Guy
Region: US
Tuesday 11 August 2026 01:34:12 GMT
284044
3096
67
722
Music
Download
Comments
Gina White :
What can I do if threat of wage garnishment
2026-08-19 04:25:23
0
Inmyworld :
As a former bill collector… this is untrue
2026-08-16 01:53:08
10
NV2.0 :
Guess what guys, this doesn't work.
2026-08-13 15:18:13
17
BrokenDownHiker :
At the collection agency where I did IT work, I asked them one time about this. They have people specifically looking for these notices and would even offer to help debtors fill them out.
2026-08-15 02:46:31
4
Chris :
What if there's already a judgement against you?
2026-08-15 04:06:22
1
Not_Seth_Rogen1978 :
this is lies the last one I dealt with years ago had all the original forms from original creditor
2026-08-12 13:49:02
11
99dolphins :
and a 1099 year at the end of the year
2026-08-14 21:14:14
2
Mathew :
Please do not use AI as a replacement for legal counsel.
2026-08-15 14:22:42
7
BabyJay :
Can u help me
2026-08-14 23:27:00
1
Cabo4ray 🏴☠️ Ray :
Yup, doesn't work, now getting served with a court summons.
2026-08-13 22:06:30
3
William Pender :
Can I start my own LLC and buy my own debt and write off the bad debt as a business expense and take the right off on my taxes?
2026-08-19 01:59:43
1
Jeni Love :
thx for the information 👍 I'm working on my letter now!
2026-08-11 03:12:24
2
Bo Bo Bell :
THIS DOESN'T WORK. Doesn't matter how much they bought the debt for (which is less than $220 - it's like $50) they can still get the information they need from the original creditor.
2026-08-16 12:34:58
1
Elise :
Contract law guys, no one can pass a debt to another company! The original company also can not claim loss on taxes and then turn around and still collect. Who’s the one the loans the money? Your signature!
2026-08-16 19:33:19
0
user5570538271853 :
Maybe in 1980
2026-08-14 22:10:15
2
Gonzaga1603 :
99.99% of the time anyone buying credit card debt has all the appropriate forms.
2026-08-13 21:20:44
5
Raymond Bozarth :
You’re so wrong
2026-08-13 03:43:23
3
Em :
they always have it lol
2026-08-15 02:49:47
1
EL Supremo :
totally wrong.
2026-08-14 20:05:16
2
mike :
letter was sent . sent back paid off life goes on .
2026-08-14 01:25:04
1
andycollins4915 :
what about on car loans?
2026-08-15 02:59:02
1
Trevanian :
Most agencies don’t buy debt fyi
2026-08-16 05:50:43
1
Sccrvettel82 Bb :
Top tip. Most collectors are not debt buyers. They are 100% contracted as a 3rd party collection agency and are paid by the original creditor to collect on the balance owed. The consumer has 30 days to request validation and the collector has to hold collections until the validation is provided. It does not waive the debt. The agency is provided with access to the original documents from the creditor and they continue to collect.
2026-08-13 21:36:26
3
G Sflip :
many companies that sell debt include documentation for better rates
2026-08-14 00:35:51
1
Richard Sirratt :
dont use AI for that
2026-08-13 16:21:24
1
To see more videos from user @thecleverdisputesguy, please go to the Tikwm
homepage.
