@stopyourdebt: Replying to @traceylouise21 'but I never signed with them' won't get you out of it, here's why 💜 #ukdebt #debthelp #debt #moneytok ##debtcollectors

Stop Your Debt
Stop Your Debt
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Region: GB
Tuesday 11 August 2026 12:24:05 GMT
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alexp123460
alexp :
I owe a credit card £1.3k and such a low amount and I stopped making payments when I I maxed the card so they sold it to Lowell and theat was 2023 and what should o do? Call them to make a payment plans of £10 a month? Thanks
2026-08-12 00:07:40
2
ellenellemorgan
Ellen Morgan :
what if your getting letters from a debt collection agency, but that debt doesn't show up on my credit score app
2026-08-11 13:27:21
1
scambsgrco3
scam buster crypto :
But the company they sell the dept too has to be in the terms and conditions
2026-08-11 16:13:40
1
hayleyfs0
hayleyfs0 :
My ex got a phone online in my name without my knowledge, he moved out, years later refused to pay and now I owe £980 😳 how is this possible??
2026-08-11 14:52:59
1
paulgallagher4781
paulgallagher4781 :
There are steps they need to go through to sell it according to the law of property act. Always DSAR and cca request the credit agreement. If all the paperwork is in order yes settle for a discount or pay but often they don't have the correct forms. Had 7k written off because they added charges during breathing space and another 3.5k unenforceable as original creditor kept no record after the sale.
2026-08-11 22:04:31
2
telman5616
Telman :
So you are selling IVAs?
2026-08-11 18:02:06
1
kayleighjudge
Kayleigh Judge :
What happens if it’s a utility company you’ve never spoken to or had any dealings with. The property you were on the lease for was in renovation so never used water and they’ve sent a bill for £4k?
2026-08-14 08:16:57
0
mrdavidbrown83
David :
what if you never signed anything originally eg: opening an account online???
2026-08-11 12:30:58
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