@stopyourdebt: Replying to @traceylouise21 'but I never signed with them' won't get you out of it, here's why 💜 #ukdebt #debthelp #debt #moneytok ##debtcollectors
I owe a credit card £1.3k and such a low amount and I stopped making payments when I I maxed the card so they sold it to Lowell and theat was 2023 and what should o do? Call them to make a payment plans of £10 a month? Thanks
2026-08-12 00:07:40
2
Ellen Morgan :
what if your getting letters from a debt collection agency, but that debt doesn't show up on my credit score app
2026-08-11 13:27:21
1
scam buster crypto :
But the company they sell the dept too has to be in the terms and conditions
2026-08-11 16:13:40
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hayleyfs0 :
My ex got a phone online in my name without my knowledge, he moved out, years later refused to pay and now I owe £980 😳 how is this possible??
2026-08-11 14:52:59
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paulgallagher4781 :
There are steps they need to go through to sell it according to the law of property act.
Always DSAR and cca request the credit agreement.
If all the paperwork is in order yes settle for a discount or pay but often they don't have the correct forms.
Had 7k written off because they added charges during breathing space and another 3.5k unenforceable as original creditor kept no record after the sale.
2026-08-11 22:04:31
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Telman :
So you are selling IVAs?
2026-08-11 18:02:06
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Kayleigh Judge :
What happens if it’s a utility company you’ve never spoken to or had any dealings with. The property you were on the lease for was in renovation so never used water and they’ve sent a bill for £4k?
2026-08-14 08:16:57
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David :
what if you never signed anything originally eg: opening an account online???
2026-08-11 12:30:58
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