Finance Connoisseur
Region: NG
Tuesday 11 August 2026 13:28:00 GMT
35314
2534
284
329
Music
Download
Comments
BMdynamic🫀🧌 :
Use that 10m for business simple
2026-08-11 22:40:16
0
🌟AJIMOLA🌟 :
I pick Option 2 .. low risk then multiply with higher leverage on a monthly basis with compounding
2026-08-11 15:47:58
0
Ronke Kester :
hi, I choose option 2.it gives me flexibility and to study the market very well before putting all my eggs in one basket
2026-08-11 19:53:03
6
CBS LIONESS :
Omo, I need to take a pen and a sheet of paper to do the calculations b/4 I can make my decision. This is really a good puzzle. Thanks 4 bringing up this opinions. I never thought of these investment options.
2026-08-11 19:20:24
4
itzz._.john :
Option 2 because 1. My capital of 10 million naira is preserved. So, at the end of the year, I am sure to get it back. 2. The combined per annum interest of investing 5 million in a money market fund (at 15% per annum) and 5 million in a high interest savings account (at 23% per annum) is #1,900,000 as opposed to the upfront interest of #1,500,000 I would get if I invested in treasury bills. 3. The interest gives me the opportunity to take a calculated risk in dividend paying stocks that also have potential for capital appreciation. 4. Unlike the first option where I invest the #1,500,000 in the three stocks at once or the third option where I risk losing my capital if the market performs poorly this year, I get to invest in these stocks in batches of #50,000 per stock each month. Assuming the market experiences a short bear season, this serves as an opportunity for me to DCA and average down leaving more room for capital appreciation and increasing my dividend yield in the process. Option 2 is such a win-win-win in my opinion
2026-08-11 18:59:10
20
Heemz :
Option 2….. Medium risk and capital appreciation and growth,
2026-08-11 14:55:56
88
Ubuntu :
I'll go for option 1. With Treasury bills, my 10m is intact and with interest paid upfront, I'll buy stocks early which will probably be at its lowest price should it's price later drop . With option 2, if stock price rises consistently, you'll buy more expensive as time goes and you'll end up buying less amount of stocks compared to buying early with option one. Option 3 is most risky because if stocks drops your 10m is gone but if it should rise consistently, oohlala!, you are king but I won't take that chance. I'll rather be safe with option 1 or 2 but preferably option 1 🥰. Thanks for this tip
2026-08-11 22:00:38
5
Chizzy4pf 🇺🇸🇳🇬 :
I’m taking option 2 because the risk is lower and I’m just using the interest to buy into stocks so basically I’m not losing much if anything goes wrong.
2026-08-11 18:23:17
12
Damillola :
option 3 pls
2026-08-11 21:18:22
2
vheektaw :
I’m leaning towards option 2 because I think it offers better ROI. 23% on a HISA beats 17% on treasury bills imo. and investing 150k monthly in the stock market allows you to gauge the market properly and buy at different price levels, which could be beneficial, depending on how the market moves.
2026-08-11 14:19:39
13
IBRAHIM. :
As a first time investor I will go for option 1. treasury bills. bcs it has low risk and you capital is intact.
2026-08-11 18:49:42
5
ABIKE :
I will go for option 1, because I will get the interest of 1.5 m upfront and will hit the stock market early enough in the year to maximize my return from dividends and early on capital appreciation. unlike in option 2 ,where the interest is monthly and will not give appreciable dividend and capital growth if I have to be buying stocks monthly. option 3, is a no go area for me being around 50yrs of age and wouldn't want to take that high risk with my 10million.
2026-08-11 17:29:51
8
Nneoma :
Option 1 for me. My capital is preserved in treasury bill and reinvesting my interest in the stock market can yield 20-50% growth.
2026-08-11 15:17:07
12
The Wealth Mechanic :
I will go for option 3, because it potential for capital appreciation and also receive dividend twice in a year. The Is a potential that my 10 million can turn 20 million within 1 year excluding dividends. My point ✌️✌️✌️
2026-08-11 13:50:14
7
okekechibuike80 :
option 1 for me, because capital is sure after one year and I can reinvest the profit of up to 1.5m in stock to make more money within that year too
2026-08-11 14:20:42
9
Otunb@ Senator :
I will choose option 2
2026-08-11 16:34:58
0
Alhaji Ayinla :
2
2026-08-11 17:32:01
0
D4 :
Option 2 definitely!
2026-08-11 14:17:38
0
free_mind :
I will japa
2026-08-11 17:38:12
2
Baja_Luxury_Hub :
option three high risk I would analyze the company fundamentals and invest tho.. the companies you mentioned have good fundamentals tho..
2026-08-11 18:19:33
1
pote :
option 2 .... medium risk appetite with consistent potential for growth and capital appreciation
2026-08-11 14:20:31
2
cbn_uiux :
I will pick option 2. It’s the best for me. Lower risk and I actually prefer it because now i buy in three stocks gtco, mtn and aradel. And i have a few thousand on mfund at 16.4% per annum. So it’s in line with my current investment
2026-08-11 20:03:12
2
Sidertek (SolarGuy) :
What if I have 30m and wants to venture into the 3 options using 10m on each option. What’s your advice??
2026-08-11 18:21:23
1
𝓜𝓲𝓰𝓱𝓽𝔂.26 :
Option 1... no long story(t-bills is the best option reason?) mutual Fund rate is not fixed! and options 1 is flexible and t-bills rate is fixed.
2026-08-11 19:49:04
0
To see more videos from user @vivian_atueyi, please go to the Tikwm
homepage.
