@createdbymardia: Most people don’t realize this… Your car payment isn’t just the payment. It’s: • Insurance • Gas • Maintenance • Fees • AND your actual budget room If you don’t calculate ALL of that first, you’re guessing, not budgeting. I break it down step-by-step so you know exactly what you can afford before you walk into a dealership. 💬 Comment your income if you want me to calculate yours. DO THE MATH BEFORE YOU SIGN. #PersonalFinance #financialliteracy #Budgeting #carbuyingtips #moneytips