@makinmoneywithrachel: For the working mom who’s drowning in credit card debt and seriously considering bankruptcy… 🫶 PLEASE hear me when I say this: Before you convince yourself that this is just your life now, take a step back and ask yourself… “What if I learned how to create an additional source of income instead?” Because working more hours at the same job that barely covers your bills may not be the answer. You’re already trading your most valuable resource — your time — for money. And when your income is capped by the number of hours you can work, there’s only so much you can do. I know because I was there. Working full-time. Watching every paycheck disappear. Putting things on credit cards because there simply wasn’t enough left. Trying to figure out how we were going to keep up. And eventually I realized… I didn’t just need to work harder. I needed to learn something different. So here’s what I would do instead 👇 1️⃣ Pick ONE skill to learn. Don’t overwhelm yourself trying to learn everything at once. Look into skills like digital marketing, UGC, affiliate marketing, content creation, selling digital products, or other online income skills. 2️⃣ Spend an hour a day learning. You don’t need to quit your job tomorrow. Start where you are. Use the time you have to learn a skill that could potentially create income outside of your paycheck. 3️⃣ Actually PRACTICE the skill. Learning isn’t enough. Create. Post. Pitch. Build. Try. Get uncomfortable. You’re not looking for overnight success. You’re building a skill you can continue improving and potentially monetize. 4️⃣ Start small. Your first goal doesn’t have to be replacing your entire paycheck. Maybe it’s an extra $100. Then $500. Then $1,000. The goal is to create another income stream so you’re not completely dependent on one paycheck to survive. 5️⃣ Use the extra income intentionally. Build an emergency fund. Pay down high-interest debt. Catch up on bills. Create breathing room. And PLEASE don’t take on more debt or spend money you don’t have chasing some “get rich quick” promise. There are no guarantees and there is no magic button. But there ARE skills you can learn. And there ARE ways to build income outside of a traditional job. The biggest change for me was realizing that I didn’t have to stay stuck just because I had been stuck for years. If you’re a working mom staring at a mountain of debt thinking, “There has to be another way…” Start there. Learn something new. Give yourself another option. That’s exactly what I did — and now I teach other women the skills that helped me start building something of my own. 🤍 Follow me & comment “INFO” below and I’ll show you where I started. ⬇️ #WorkingMom #DebtFreeJourney #ExtraIncome #MakeMoneyOnline

🙏 Rachel | Building Wealth 💰

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Wednesday 12 August 2026 10:24:34 GMT