@mskarendidthat: 🚨 LAWS YOU NEED TO KNOW IF NEGATIVE ITEMS ARE HURTING YOUR CREDIT Late payments → 15 U.S.C. § 1666b Collections → 15 U.S.C. § 1692g Charge-offs → FCRA dispute rights Repossessions → FCRA dispute rights Hard inquiries → 15 U.S.C. § 1681 If information on your credit report is inaccurate, incomplete, or unverifiable, you may have the right to challenge it. COMMENT "CREDIT" TO GET STARTED! 💳📈