Chat gpt gives great advice for paying down debt and for raising that credit score quickly. It’s not always about snowball or avalanche but one must consider credit utilization. Throwing my balances, available credit and minimum payments into chat, gave me a much clearer idea if which cards to prioritize. Also making weekly or biweekly payments is better than monthly payments.
2026-08-15 04:55:08
2
Alora’s finance diary :
consistency and having a system can do wonders
2026-08-14 13:37:20
3
🩶Nessa🩶 :
baby steps and sticking to the plan makes all the difference.
2026-08-18 15:23:44
3
RealTalkWithHeidi 🎙️🫶🏼 :
Great advice! One step at a time!
2026-08-27 21:02:01
2
Robin_Sews_a_Lot :
It does work!!
2026-08-14 11:17:30
5
DazzlingEsmeralda :
Yes.. that does work. I will have to list mine out again. 😬
2026-08-14 21:21:43
2
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