@intentional.finance: Replying to @Charlie Q&A - My thoughts on shared ownership. #PersonalFinance #firsttimehomebuyer #renting #sharedownership

Chris | Finance With Intention
Chris | Finance With Intention
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Friday 14 August 2026 23:41:19 GMT
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wealthinequality
WealthyWanker :
too many horror stories with shared ownership. you should make a vid on leaseholds
2026-08-15 07:53:20
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steph.willows
steph :
I bought SO and it was perfect for me but I can see how it’s not for everyone. I was lucky enough to be able to use the scheme to buy what could be my forever home. As single mum it’s been like buying with a partner but able to (and slowly am) buying them out. I wouldn’t have bought with the intention of moving on in the short term, but I’m on a gorgeous small estate with lovely neighbours, very close to my kids school and one day their high school, and I am very grateful to the scheme. If I’d been renting my children and I wouldn’t have had the security we have now, although I’m sure the full rent would have been covered at least in part by benefits so this is a much more expensive option! I bought 50% and I’m trying to buy an extra 5% per year, so should own it outright and mortgage free within 20 years of buying
2026-08-17 18:25:49
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apartment_605
Apartment_605 :
Leaseholds are terrible too. I’m selling mine as the service charges are nearly more than the mortgage.
2026-08-15 10:14:22
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