@your.fintechgf: Controversial: using your debit card as your main card is a financial red flag. Not because of debt. Because credit and debit fall under two different federal laws, and the debit one gives you way less. 2 business days to report a stolen card. Money gone from checking while they investigate. No cap on your losses after 60 days. Bad credit or no credit? A secured card is still a real credit card with the same protections. Nothing to qualify for. Would you switch? 👇