Afshin | Finance Accountant
Region: GB
Monday 17 August 2026 11:50:03 GMT
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katiemaria19 :
My monthly income times 0.55 is only two thirds of the rent 🤣 what are you chatting about?!
2026-08-21 23:36:43
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auramoon1 :
This also has to be on take home not gross . I appreciate yhe figure are.for easy calculations
2026-08-23 12:02:15
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Miss V 🧿 :
Laughing at the first calculation....£1650 for rent, bills, food shopping etc? 😂. Where we living? A dollhouse?
2026-08-23 15:44:47
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Mm :
😂😂😂😂😂 That’s not even my rent
2026-08-22 20:56:38
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Jay_peter :
Tried this but my income x 0.55 doesn’t even cover my rent pcm let alone bills and food 😭
2026-08-18 12:13:20
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Heather A 🏴 :
how many people are realistically taking home 3k a month.
2026-08-19 07:04:18
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Jem :
I wish I got that a month 😅
2026-08-22 17:13:52
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JennyandBarney :
150 guilt free money … that’s not much fun 🤣
2026-08-17 19:30:58
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Colleenp :
😂 I guess he does not live in the UK
2026-08-21 23:59:39
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Elles Hustle :
My mortgage is more than 0.55 my wages without other utilities so not a reflection of today’s costs at all
2026-08-17 15:58:03
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panda :
£1650 ok covers bills but it doesn’t cost the rest food shop fuel clothing pets ect
2026-08-17 19:55:59
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teeayeyebeeay :
5% for guilt free expenses?? Absolutely not, life is to be enjoyed! 🙄
2026-08-17 14:38:09
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gsjgsj25 :
That’s such a small amount of fun money, if the average person would be having one takeaway a month, one social outing and maybe one fun item. I think you have to balance between living for now and living for the future. If I’m bringing home into my bank 100k a year I’d want more than just over 400 for anything that brings me joy.
2026-08-17 14:39:44
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MarEdn :
tried mine doesn't cover rent
2026-08-19 19:38:12
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SALSIKandar :
is the formula same for Mr. Elon Musk?
2026-08-19 06:51:21
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Weronika :
£1650 that’s how much you pay for one bedroom flat to rent in London . That doesn’t include utilities or travel or food. Your calculations are a dream but not for someone who is single or with kids
2026-08-17 19:33:23
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chez :
now do it for a single income family on.minimum wage please
2026-08-20 23:00:56
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ell 🌹 :
5% of income to spend on meals out, tickets to shows, having a drink with friends, buying new clothes, getting a coffee etc is crazy low, unless you need the other 95% to cover your essentials. Saving/investing is obviously good, but is it worth not having any money to enjoy your youth on? I’d do more 55% needs, 25% wants, 20% savings which you can split between high interest cash savings & investments as appropriate for you, and if you’re paying off debt that comes from the 20% & pay down as fast as possible on high interest debt before saving/investing
2026-08-18 12:39:19
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Ellie | The Wealth Nursery :
for you or the household?
2026-08-20 07:36:35
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Maverick :
You've forgotten to mention that high investment accounts generate income. So you'll need to do a self assessment each year and pay tax on the interest earned. You'll also need to pay an accountant to file for you which you'll need to pay for, or you could do it yourself, get it wrong and be fined.
2026-08-18 02:10:11
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carrieMc :
0.5. Once my bill are paid. I’ve 60 to feed 4 people 😂
2026-08-18 07:20:25
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susan 💕 :
What if you don’t have a monthly income- basically get paid weekly or bi-weekly and the contract of working is subjective depending on how much you work that month
2026-08-18 19:30:25
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The Original Kelly Belfast :
Starbucks wipes out my guilt free expense 😂
2026-08-17 15:54:23
2
cgsin1 :
I wish my essential expenditures were 0.35 of my income but nope.
2026-08-17 14:50:11
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