@itssophieblank: one of my biggest flexes in life is the fact that I’ve never had credit card debt… as well as the fact that I don’t feel guilty about spending, ever. it’s all thanks to sinking funds 💕 they are the one system that’s kept me out of debt for years - even while spending freely on holidays, buying Christmas presents, and paying for life’s surprises. a lot of you have been asking, so here’s the breakdown, how I use sinking funds and how to calculate how much you need #creditcardtips #howtosavemoney #sinkingfund #PersonalFinance #financialliteracy

Sophie Blank

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Region: GB

Monday 17 August 2026 15:43:25 GMT