Money with Mel (Real Account)
Region: US
Tuesday 18 August 2026 01:38:00 GMT
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Brian :
I can’t concentrate, you move so dam much
2026-08-19 13:51:46
71
NaseerahsBakeShop1994 :
My bank refuses to take partial payments to eliminate that strategy.
2026-08-18 14:26:07
25
GeezerGold :
Why is the $3600 divided by 6 if there are 4 weeks in a month?
2026-09-01 17:53:53
0
Izzy :
Nice idea the problem is where u going to get the extra money to do that when we are just making the mortgage payment cause homes are ridiculously expensive now 🤦🏽🤦🏽🤦🏽🤦🏽
2026-08-20 09:38:06
8
Tammy Chadd Davis :
My mortgage company (Penny Mac) won’t let you do that. If you pay an amount under your payment amount they put it in a suspend account until you have enough for a whole payment. They even do this when I say principal only.
2026-08-21 17:01:29
3
CheriO256 :
Been paying an extra 800-900 a month towards principal. 3 years into the loan and already paid 22,000 in principal
2026-08-20 04:17:31
19
Dreammaker :
Banks don’t count it as a payment, until the minimum payment is met - Lie!
2026-08-18 06:52:51
3
user1777927778498 :
I just pay $1k principle payment on the first of the month along with my regular $6000 monthly payment. is that the same something?
2026-08-19 06:21:18
1
Fabiola Perez :
what about giving one extra payment once a year i have heard of that
2026-08-18 22:01:54
0
Michael Y :
But you do need the bank’s permission. They started making us ask to do this or they don’t put it towards the principal they put it towards next months bill. And then you aren’t saving a dime
2026-08-31 13:16:33
1
Sonya :
I bought a house 6 years ago. 30 year loan. I have 5 years left.
2026-08-31 23:18:33
4
user4241497954635 :
Does this work for all kinds of loans?
2026-08-31 19:22:59
0
GetLost117;) :
Explain to me in message to be able to do this
2026-08-25 17:51:39
0
user5660051990591 :
Stand still
2026-08-28 03:14:24
5
Christopher B :
but if youre poor like most people youre barely making your mortgage payment as it is. let alone an extra 600
2026-08-19 22:31:59
4
the Sean Guy :
is that an extra 600? or are you splitting the principal for the month and paying twice?
2026-08-18 02:46:23
10
missing1 :
better do it quickly before digital currency becomes reality
2026-08-19 08:05:27
0
slowww_zixx6rr :
So are you just saying make biweekly payments?
2026-08-20 19:05:23
0
Grace Vero :
I already shortened my 30 years mortgage by 41 months. Pay extra principal every month is the key.
2026-09-01 01:55:57
2
user5352467473808 :
wait so that $3600 your principal and interest for 1 month? why do you divide by 6? my monthly principal and interest is $605. so do I just need to pay $100s extra a month?
2026-08-21 11:46:00
0
G :
Who can afford to do that? On a teachers salary in FL I am barely making the payment. It sucks!!!
2026-08-25 11:54:24
0
GMan :
I’m confused are you making a $600 payment
2026-08-18 21:39:04
0
Jorge Zalazar :
you use an example of $3600 divided by 6 and come up with $600, why divided by 6??? Who much would I pay if my Principal and interest is about $600 a month?.? thanks
2026-08-19 23:09:27
1
The Garden Beer Co :
I just bought my home a year ago. Is it worth it to do that now? I plan to refi in a couple of years. Thanks!!!
2026-08-26 03:46:47
0
Kim Gray :
what about putting your mortgage in a heloc? I've heard that's the fastest way to pay it off.
2026-08-19 00:42:42
1
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