@joyeeyang0: You don't need to make six figures to build six figures. 💰 On a $70K salary, a simple 65% needs / 15% wants / 10% savings / 10% investing split could put you on track to reach $100K between savings + investments in roughly 7–8 years, assuming an 8% average investment return. And that's without a single raise or increase in contributions… the key is starting, staying consistent, and increasing your investments as your income grows. 📈 #money #finance #invest #genz #passiveincome