carrr_uhhh
Region: US
Monday 17 August 2026 20:11:03 GMT
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Joe Walker7603 :
6 months living expenses is best in my opinion
2026-08-18 17:23:42
1
amillio16 :
I think it’s a good start and it should be attainable for most people to do. If you set the amount too high too many people will never even try. With it only being a thousand dollars it’s attainable and can get the ball rolling.
2026-08-18 02:40:53
1
Lina :
$1k better than $0k
2026-08-18 00:30:21
19
Clay :
1k is better than nothing. But some emergency’s cost more. Plan for 3k is my my suggestion
2026-08-18 02:21:44
2
GA peach NY attitude 💯🫶 :
it is VERY outdated. I mean $1000 is better than none, BUT now days you need at least $5k emergency fund.
2026-08-18 01:41:18
2
Comfort Mallery :
no its not. its meant for minor things. like a car battery or a tire.
2026-08-18 01:42:55
1
April M H :
I have more than a $1000 and it definitely saved me from the $452 emergency vet visit yesterday. 😩
2026-08-18 00:33:04
6
Don :
I followed most of Dave's advice except investing and I'm retired at 44. It works and Gen Z has a total mental breakdown in the comments when I say this.
2026-08-18 09:22:58
3
Stelly0812 :
I don't believe in everything he says.
2026-08-17 23:45:12
0
Ron Richards :
It works to start since most people’s emergency fund is zero. Mine is now fully funded, but I did the thousand when I was getting out of debt
2026-08-18 04:10:47
4
paytonjade :
My minimum is $2,000. But only because it’s my deductible for my car insurance policy. With everything getting more expensive and my mortgage going up every year, I had to accept the high deductible 😕 I hear home insurance is expensive here in Oklahoma compared to other states too. And it’s the biggest contributor to my increased mortgage payment.
2026-08-17 20:36:01
2
🌺 Danelle 🌺 :
IT makes me feel better about my emergency fund
2026-08-18 13:08:55
2
Edward cricket :
I keep $6000.00 for my emergency fund
2026-08-17 22:52:42
2
ronnie :
Oh yes, I always had a $7000 emergency fund that I never spent. It was if a refrigerator went out microwave dishwasher car repairs and then if I had to spend some of that, then you know I was banking it right back in there.
2026-08-17 23:57:55
2
sadi lynn | ivf mama :
i think it’s good it’s a start!
2026-08-17 21:38:25
4
Brandi :
My issue with the $1000 is if it takes you awhile to pay off debt so the chances of it covering emergencies for years is very unrealistic.
2026-08-18 00:30:58
1
user7721749474481 :
This is how I understand step 1 as well. The amount is irrelevant because there is no perfect number for every person or every emergency...this is psychology not finance
2026-08-17 23:33:40
2
heatherj761 :
Yes! I think people go crazy about it “just” being $1k, but its also building the savings discipline!
2026-08-17 22:42:54
1
reecespieces_83 :
well considering im putting a new engine in my car, that emergency fund doesnt begin to touch that but it was there to help me get started. now I just have to rebuild that fund. but question, while im rebuilding that emergency fund, am I still throwing money at paying off debits or does that pause til I get the fund back up then resume knocking out debit?
2026-08-18 00:28:48
1
💙💛Bunny 💛💙 :
I skipped this step at first and those little “emergencies” kept me from debt payoff - started over, did step 1 - I’ll be debt free in July 2027
2026-08-18 01:01:40
0
Annessa Chaffin-Combs :
if it was not for us having our " rainy day" founds we could not of bought our washer out right in June. thats why we pay our selfs first before bills.
2026-08-19 01:07:41
0
Debtcrushingmama| Money Coach :
Yes . For me it is
2026-08-18 21:01:07
0
Kate🧿🪬 :
🤣
2026-08-18 20:41:10
0
Emily | 📚💰🧍 :
I agree with you! We have 1k in our savings , available to us at all times and we have our real emergency fund in a HYSA. We need our mechanic to look at our brakes tomorrow , well that 200ish dollar expense is gonna come out of that 1K
2026-08-18 19:52:21
0
justinbell536 :
1 tire would be 100 bucks max
2026-08-18 22:20:38
0
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