The real time bomb is people who will be stuck renting into their 60s without an adequate private pension
2026-08-18 23:17:33
45
James Farrell :
The idea that the state pension will not exist / be virtually nonexistent has an element of fearmongering to it though. When a majority of the population (53%) have less than €3000 in savings, having no state pension would cause actual anarchy.
You mention the worker to retiree ratio, but what about where you're situated now? Spain is in a far more precarious situation in terms of its demographics, and only 15% of people there contribute to a private pension, the rest entirely rely on their state pension. Unless the pension system collectively collapses across Europe, it isn't likely that it only ceases to exist in Ireland specifically.
That's not to say the current system is sustainable, you're absolutely right that it's important to contribute to an occupational scheme if you have the means, but I think insinuating that the state pension will collapse as a whole doesn't take everything into account.
2026-08-18 13:51:55
5
super :
nothing to do with young people it's the government wasting billions
2026-08-26 09:41:25
9
Benwisken :
most of the people fearmongering about no state pension are "financial advisers " who make their living from convincing people to invest in private pensions.
if climate change is a thing then more people will migrate to cooler wetter Ireland.
Worldwide the population will fall but not in Ireland
2026-08-18 14:54:19
17
Seanoh1980 :
So your just fear mongering for click bait
2026-08-18 17:08:48
7
ttfnjp99 :
The state pension, yes. Private pensions, no.
2026-08-24 13:08:35
1
ioana27289 :
And yet there’s my mother in law who never paid a single penny towards her own pension contributions or the pensioners of her time now getting a full state pension after never ever working a day in her life. And she’s giving me pension advice!
2026-08-21 02:00:35
4
Pógmochrome :
Someone tell me what private pension to get
2026-08-20 05:52:50
0
burt r :
save money 💰 from a young age upwards
2026-08-19 11:36:33
5
Project Chevy 55 :
The reality is that the country will be completely destroyed when you are 66 if it stays on its downward trajectory that it’s on right now. If crime/costs/lack of basic services etc stays going up the way it’s going up now you won’t want to be here anyway so what difference will it make.
2026-08-19 04:45:07
13
David✝️ :
pension will be a thing of the past
2026-08-18 23:54:56
1
Dotsy Dotherty :
simple solution stop giving taxes to people and countries that have nothing to do with are country also if you are in this country and have a prsi number the government have a record of when you worked how long you've worked so it's easy if you have never paid in you should not be paid out or if you only paid in a small amount you only get a small amount unless of course you have some sort of genuine reason that you couldn't work not a bullshit excuse its an easy fix so you only get out what you put in
2026-08-18 20:20:06
6
David Mc Mahon :
I imagine it’s hard hearing this as a young person and hard for people in their 30s and 40s ( I am in my mid 30s) we are told that you go to school to get into college to get a job to get a house and work ( pay your taxes and prsi) until 65 and you have your state pension waiting for you but now we’re being told we are gonna be struggling forever…
2026-08-18 16:32:30
8
user4148481171422 :
Have to pay into a private pension every month. I fire €450 in every month and goes up every year
2026-08-18 15:18:54
5
Dyl94 :
Invest in an avc, been saying this for ages
2026-08-19 06:11:27
4
Absynthminded :
it won't be gone but it will be means tested
2026-08-20 16:03:39
3
Dev111 :
You also forget the govt took 26 billion from the pension fund during Austerity .....
2026-08-20 00:34:42
3
keith76700 :
So a lot of elderly people will go homeless and starve!? 🤔
2026-08-19 20:20:45
1
Jef_d101 :
vested interest opinions
2026-08-19 09:14:08
0
Dev111 :
what you mean wont be able to pay fir people in retirement........... they already payed well most of us
2026-08-20 00:33:43
0
🇮🇪🇮🇪🇮🇪 :
Never rely on anyone for anything.
2026-08-31 14:33:19
0
ANT :
how do I op out of the pension
2026-08-23 07:13:04
0
Ceemackel 🇮🇪 :
I said at the time, this auto enrolment is going to replace the old age pension, not complement it. They’re snakes to be advertising it as anything else
2026-08-20 21:01:07
0
Paul Denn :
Get rid of the social welfare payments for people that want to sit on their arse and then they wouldn't have to worry about giving state pension , i'm hoping to retire in nine years and I've paid my way in working i deserve my state pension
2026-08-18 16:24:30
17
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