@owunnavictor: Replying to @CeJay You’re told that you’re saving for your home, your kids' tuition, your future wealth, only to discover that it was all a lie. IULs are not meant to serve as a wealth creation plan or savings account. Stay safe. #lifeinsurance #iul #financialliteracy

Anne Karanja :

Those are poorly structured IUL!

Tundee :

trick: paste the terms and conditions of these offers into chat gpt and ask the necessary questions regarding withdrawal. those marketers get sweet mouth

Mallam_Nasir :

Would you be able to list about 5 questions that people can ask the insurance agents. This will go a long way to help people see through the lies. The deception is overwhelming. They target new immigrants in Canada. May be one of the questions is to understand the agents commission structure.

King :

na to just carry this video send to this agent that has been on my neck since 2 yrs😂😂😂

Life and Nature :

The problem with our community is that the agents do not have knowledge of the product they are selling. They get trained on what to say to you, slides to use, and that’s it. Dig into each of the slides and you will find out how shallow they are. Have met with three agents at different times and I ended up teaching them 😂😂😂. They end up telling me how knowledgeable they think I am and thanked me for my precious time they have wasted.

Collinshbk :

My brother is an agent. A very good one , but he couldn’t convince me.

ivy :

the sad thing is that they exploit relationships and trust just to make commisions

TercesJobs on IG :

If people listen to you they would believe clients are blindsided and it’s only what the agent says. You have illustrations before a policy is sent they send you documents to sign. Let’s assume you did not read every year the insurance company sends to your residence your statement of account and if you monitor it yearly and you did not like it pull the plug. I have a client that did same for a policy I did for her she contributed 1k monthly when she saw her returns a year after she did not like it and she cancelled. Also some companies have a client portal where you monitor your funds always spreading falsehood

Kanye :

I don’t usually enjoy watching your videos, but sometimes I watch them to educate myself. I don’t agree with everything you say, but on a few occasions, I’ve actually found myself agreeing with you. In this case, this person may have been given far more death-benefit coverage than was necessary for his stated goal. If his primary objective was cash-value accumulation, the policy could potentially have been designed with a lower death benefit, perhaps $500,000 or even $250,000, while contributing a similar monthly premium. That could potentially have resulted in significantly more cash value over time.

She's Thor :

I am glued to this page.. I'm never gonna fall prey to agents again.. one thing Victor teaches is to make sure to do your research well and know what you are signing up for.

Relationship Tea Daily :

Being an insurance agent is a whole job too . So don’t look at it like is not a job bro.

mamlems :

And that they can withdraw anytime but they don't tell u ,how much and when you can withdraw. I am a living witness. They don't explain the fees and more. I swear they don't

Nanama February Pisces ♓️ :

Is WGF part of them?

Ola_ Odexco :

43k omo!!!

Jedidiah Educational Services :

This makes sense. Insurance!

Julcy 🇨🇲~🇺🇸 :

My agent made this same promise that I can save and later use for mortgage when I want to buy a house. Thank God I came across your video and put my policy on a hold.

CeJay :

I only needed 10k form it.

Maphinda16 :

This level of deception is unspeakable

Relationship Tea Daily :

Please don’t focus just on Iul and whole life. Talk about group life and Term

CeJay :

That’s me 💔

Pink Dimond :

that's evil 😳😳😳😳

shoppinglux :

Judy :

Ride on

afendiamond :

I thought it is borrowing against the cash value

Chaka :

I have canceled mine. I only started in April 2024 contributing only $350 because of my past experiences with investments