@jakeclaverqfop: XRP inside an IRA does not need an LLC or trust. The IRA already has beneficiary designations and estate planning built in. Heirs receive an inherited IRA with a stepped-up basis and a 10 year distribution window. If you hold XRP outside the IRA, that portion benefits from an LLC for creditor protection and tax strategy. The IRA portion is already structured correctly on its own.

Jake Claver

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Wednesday 19 August 2026 00:33:24 GMT