@danmalonemoney: Ranking every major debit card available in Ireland from S-Tier to F-Tier! 🇮🇪💳 Stop paying ridiculous monthly fees for basic banking tools. Here is the ultimate tier list breakdown: 🏆 S-TIER: Monzo – No monthly fee, fee-free FX spending, solid ATM allowances, and great budgeting tools. The new benchmark for Irish banking. ⭐ A-TIER: Revolut, N26, Trade Republic – Feature-packed, high interest on cash (TR), and great travel benefits. 🥈 B-TIER: Bunq, Trading 212 – Great budgeting & cashback, but held back by monthly costs or feature limits. 🥉 C/D-TIER: EBS, AIB, PTSB – High fees or outdated tech, though saved slightly by mortgage waivers or fee-free options. ⛔ F-TIER: Bank of Ireland – €6/month fee, clunky app, and high FX fees. Simply not worth it in 2026. Which card is currently sitting in your wallet? Did I rank your main bank too low? Drop your hot takes below! 👇 👉 Follow for more straightforward Irish money tips

Dan Malone
Dan Malone
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Region: ZA
Wednesday 19 August 2026 12:22:35 GMT
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ooborng
Mr.Millz :
N26 is absolute rubbish. Deposited €1385 via card and was charged €42
2026-08-27 01:54:45
0
marekkio
marekkio :
this advertisement was paid by monzo 🤣🤣🤣🤣
2026-08-28 18:03:53
0
carlduffy3
carlduffy3 :
Bank of Ireland Aer lingus card has free travel insurance when purchased on the card. Free flights, lounge access and fast pass. All add up to more than the fees
2026-08-27 16:10:43
0
jburke91
Jonathan Burke :
You missing paid advertisement here? 👀
2026-08-21 07:43:40
18
toblerone560
Toblerone :
All great with revolut until there is a problem you are screwed
2026-08-21 12:13:17
4
neko_jade3375
Jade :
only keep my aib for cash deposits, rev for everything else
2026-08-21 14:01:17
1
fuzzydunlop48
FuzzyDunlop48 :
Can you do one on the best business accounts for small ltd businesses?
2026-08-21 03:34:16
1
usejimbob
Jim-bob1960 :
The 3 main banks in Ireland were the worst. Go figure.
2026-08-20 03:07:52
15
user9165260293175
user9165260293175 :
Could you do the same ranking for credit cards in Ireland
2026-08-20 17:48:39
5
littlemissbirthda
littlemissbirthday :
Boi are a joke for not matching AIB with free fees for mortgage customers
2026-08-21 17:53:51
1
97ekek
Eoghan :
when you say interest on cash, does that mean the money you have in th account earns money? and how often does it earn that money? over a year/month?
2026-08-21 11:00:29
1
amanda_collins80
Amanda Collins :
Huh 🤔 I had no idea that half of these even existed. Think it’s time for me to change banks 🙌
2026-08-20 07:03:59
15
mybabysitterisacat
mybabysitterisacat :
Boi aer lingus credit card gives you 2 return flights when spending 5k a year
2026-08-25 07:21:03
0
crimson_lecreme
Crimson leCreme :
you missed an post. and no mention of the ethics of each company...
2026-08-20 23:49:29
2
user8830421578815
Loulou :
You missed the Credit Union - maybe next time! 👍
2026-08-21 11:48:31
4
bluestoneaccirl
Bluestone Accounting 🇮🇪 :
Wise ?
2026-08-20 04:57:00
1
roamey0
user8493860466903 :
Of course I’m bank of Ireland 😂
2026-08-20 17:17:04
4
pmernagh
pmernagh :
So if I close my current account in BOI and go to Monzo is my money safe? I’ve heard horror stories about issues with Revolut and no help or service.
2026-08-20 21:26:35
0
wexfordtocker
wexfordtok :
I use PTSB because I have no fees for life with them. I have revolut because it's very handy for transfers and Monzo because you can three child accounts for free!
2026-08-20 06:27:56
3
benwisken1
Benwisken :
N26 is so better than Revolut when it comes to atm withdrawals abroad
2026-08-20 05:03:58
4
yc.1s
YC :
Monzo are shite , they’ll freeze your account for no reason
2026-08-22 21:00:26
3
lucy.lavigne3
Lucy Lavigne :
Wise is much better than them all. Customer service, amazing, free, allows muliyple bank accounts. The money they give back to u as well. Wow just wow. They give me money.
2026-08-20 18:44:03
2
barbara.obrien1
Barbara O'Brien :
I like Wise
2026-08-20 02:42:15
2
boatymcboatface2
BoatyMcBoatFace :
Have a legacy BOI premier joint account, we still get salaries paid into it but otherwise only use it for the airport lounge access and as a backup for Revolut. Use Revolut Metal for all day to day spending, have just had their premium plan until recently mainly for the savings on USD to euro transfers, but upgraded to metal recently as the extra Rev Points, subscriptions and savings rate increase more than pay for the increased fee. I still don't keep more than a few hundred at a time in Revolut current accounts though, have read too many horror stories of people being locked out of their account by Revolut or scammed and Revolut not reimbursing them. Signed up for Monzo too but haven't used it yet, must give it a go.
2026-08-20 19:13:03
2
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