@sharaetjq: 𝐒𝐢𝐩 & 𝐓𝐢𝐩 ☕️ 🏠 𝐄𝐩 𝟐 HDB loan vs bank loan 🧐 A small difference in interest rate but a big difference in your pocket ‼️ Let’s just say… you could start planning that holiday 😂✈️ So which would you go for? #KTwithKT #RAEestates #SingaporeProperty #realestatesingapore

sharae 🦈
sharae 🦈
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Region: SG
Wednesday 19 August 2026 12:28:26 GMT
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jiaaaweiii
jiaaaweiii :
hello! would you be able to share what are the pros and cons of HDB loan VS bank loan please? thank you!
2026-08-20 12:34:22
4
sharaetjq
sharae 🦈 :
Quick correction! 🙏 We spotted an error in our mortgage calculation. The monthly difference should be ~$280 (not $330), with a ~$10k difference over 3 years (not $12k). Sorry for the mistake!
2026-08-20 04:48:22
6
kristaetan
kris :
what happens after the 3 years lock in interest rate from bank?
2026-08-20 07:49:59
2
kkaiwen
ƙαιɯҽɳ :
It won’t be 1.65% for 25 years and once taken a bank loan cannot go back to HDB loan right?
2026-08-24 06:56:31
0
sherrrrr_8
sherrrr_ :
is it possible to share more on the pros and cons for both HDB and bank loan 🙏🏻
2026-08-20 04:54:49
0
maximechan_
Maxime :
nice one! thank u for this 🥰
2026-08-19 13:47:09
0
baydenbeet
Jayden :
i did not know this before!!!
2026-08-19 13:58:04
0
yaupaurun
tiff yau :
super informative‼️
2026-08-19 12:36:48
1
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