@gray.area.finance: £3,000 take-home? Here’s how I’d split it using the 50/30/20 rule: 🏠 £1,500 needs 🍽️ £900 wants 📈 £600 future You don’t have to follow it perfectly — the goal is to give your money a job. Comment your take-home pay and I’ll do yours 👇 #BudgetingUK #PersonalFinanceUK #MoneyTips #503020Rule #FinancialEducation
I earn £2822 after tax and my mortgage is £1890 monthly 😅
2026-08-20 09:34:25
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Aoibheann Mc :
could you direct me towards a video for that 20%? I work in the NHS but had to take a break from my pension to pay childcare as can't afford the % contributions. looking for a good alternative thank you ✌
2026-08-19 21:21:35
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Just Beti :
Desperately trying to save for a mortgage. Getting older and older and feeling it’s never going to happen. 1 step forward and 3 back. But if I’m honest good budgeting is defo the issue.
2026-08-20 10:49:40
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Mark Devlin :
Earn or take home
2026-08-19 16:59:38
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Fraser :
I wish I could use this , wife works part time to look after our child after school
2026-08-19 20:17:31
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Sean's Money :
I know a lot of people use this budgeting rule but I think it allows people to be complacent with their needs. Even if your needs come to 50% and technically fit this budget you should try to minimise bills where the change won't affect your quality of life. for example, a cheaper WiFi deal at the same speed or a new energy provider. I just think it lets people be okay with overpaying for certain things
2026-08-19 12:47:03
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