@thequidsquid: The rent vs mortgage debate isn't as simple as “renting is throwing money away.” 🏠 Pay £1,285 a month for 25 years and that's £385,500 either way. The big difference is what you potentially have at the end. 🔑 With a mortgage, you could eventually own the property outright and benefit if its value increases. But you've also got interest, maintenance, repairs, insurance and buying costs to consider. 🏙️ Renting doesn't build equity, but you get flexibility, avoid many repair costs and might be able to live somewhere you simply couldn't afford to buy. 💷 Buying also requires a sizeable deposit upfront. A Lifetime ISA can help eligible first-time buyers by adding a 25% government bonus to their savings. 🤔 So there's no universal winner. It depends on your finances, where you want to live and how long you plan to stay there. Which would you choose? #PersonalFinance #financialeducation #rentvsbuy

The Money Man | Mat
The Money Man | Mat
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Region: GB
Wednesday 19 August 2026 14:44:30 GMT
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chrisj3009
FuelRunner🚭 :
renting us dead money
2026-10-16 18:39:16
0
caniheall
caniheall :
so you pay the same rent for 25 years? goodluck
2026-08-20 07:11:24
151
toffe45
user9613197459701 :
The only people saying renting is better are landlords who own property that they rent out.
2026-08-20 06:37:09
864
noneofyourbusiness801720
Noneofyourbusiness :
Fun fact is, you still never own your house fully even when it is paid off. Get in any sort of trouble and your incredibly awesome government will take it from you.
2026-08-20 08:23:11
21
iangriffiths638
Ian Griffiths638 :
You are missing a massive point, retirement. Pay off your mortgage by the time you retire then you are in a much better financial situation.
2026-08-20 19:23:37
155
jmrapqiffdr
DefinitelyNotMe :
this is bank propaganda bullshit
2026-08-20 07:34:15
32
hannah_grace_in_motion
Hannah Grace In Motion :
Buying is always the right decision
2026-08-20 07:30:18
8
mr.e.bagg
Mr E Bagg :
My mortgage is £300 per month- the equivalent rent would be £1300. Owning is a no brainer.
2026-08-19 15:25:55
42
kivimaa
Teemu Kivimaa :
"i pay 1800 rent. can i have morgage what is 1500?" bank: absolutely not
2026-08-20 06:24:36
33
heartlessibz
heartless.ibz :
Rent goes up way more than mortgage. buying is a better option.
2026-08-20 05:20:48
76
drawnbymatt
DrawnByMatt :
try paying your rent once you retire. #justsaying
2026-08-20 12:09:28
61
tillythead.and.cee
Cee and Tilly :
“which is better” doesn’t matter I don’t have a choice and have to rent
2026-08-20 21:54:07
19
molly_363
user5469778987700 molly :
We paid £140k for 4 bedroom house 28 years a go and now the value of the house is £1.2 million.
2026-08-20 10:05:45
14
akira_tad
akira_ :
owning usually is better
2026-08-20 13:11:03
34
mogulszn
MogulSZN🇨🇻 :
Im pretty sure your rent wont stay at £1285 for 25 years
2026-08-22 18:08:50
7
zuzka.008
zuzana.kesela :
I think buying with your spouse is the best idea
2026-08-20 13:39:08
12
a_potato.bean
Reeva :
buy a house: settle down for a long time, rent: move around freely,
2026-08-27 19:31:41
15
blu3b3rrydino
BlueBerry-Dino :
neither, you honestly better off being dead, your damned if you do and your damned if you don't
2026-08-20 15:44:26
5
swiftskip
Arnas :
you understand you will be paying 3 times more for rent in 15 years , while the buyer will pay maybe a little bit more every month and he can sell that property at any time and earn money while paying back the bank
2026-08-22 06:41:51
20
jordanmspencer
JordanM 🇪🇺🇧🇪🏳️‍🌈 :
I found getting hit by a car and having my shoulder broken, was the opportunity I needed to buy a house 😬
2026-08-22 03:21:25
7
zwara2020
Zwara :
Sure bro you pay same amount of rent for 25 years, it doesn’t increase at all 😂
2026-08-20 12:01:59
5
bpayne273
STBenP :
It's never been a debate, ownership is what you want. I rent. why? because I had to move out at 18 and start running my own house on minimum wage. Saving a deposit and paying rent is practically impossible. The current system is designed to help those who are able to be supported financially by parents until they have met the required deposit threshold, anybody that doesn't have that option, will likely remain renting until inheritance or a windfall arrives. It's not a reflection of you as a person, it's a reflection of the circumstances you faced to live day to day.
2026-08-20 09:46:09
24
triplesande
Triple S & E butlins 🩷 :
I pay £380. Similar is £1000+. I have paid £180 for a fix to the boiler in 12 years. There’s no conversation
2026-08-19 16:09:36
14
londonlady555
Londonlady555 :
its a no brainer...oay your own mortgage..or pay someone elses mortgage...... ..
2026-08-21 04:23:22
9
frilli33
mimmumummu :
The least realistic part of the video is that both are paying the same price. Renting has become very expensive, but paying a mortgage costs even more. The housing market is so fucked
2026-08-22 10:07:15
8
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