@jacobdoesmoney2: How to set up financial freedom with your money. On the 600. That's a 2% withdrawal rate, and it's deliberately conservative. The usual rule is 25 times your annual income at 4%, so 600 times monthly is roughly double that. At 2% you're pulling out less than the market grows in an average year, so the balance keeps growing while you spend it. There's so much more to it than this, but if you get these four numbers down you're pretty set up. Follow for more.