@falatinglwfs: You can lose your money in an HYSA. I'm a financial advisor and I help my clients, a majority of whom are Black millennial women, navigate their financial needs and goals. A lot of my content surrounds the soft life, personal finance, and financial literacy. So if you're a Black Millennial woman with over $200k in income or $100k in investable assets and are looking for a Black financial advisor, I'd love to help you grow, protect, understand, and manage your wealth. I hope this helps. #blackfinancialadvisor #wealthgap #personalfinanceforwomen

Falating the Financial Advisor
Falating the Financial Advisor
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Region: US
Wednesday 19 August 2026 23:56:51 GMT
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power_isabella
Bella~ETC :
Good thing I’m always taking money out my savings
2026-08-20 13:41:52
6957
ceciliarenabarrera
cecilia 🦢 :
Just opened up a high-yield savings account at 18 years old and my first credit card through capitol one. I'm currently working a part-time receptionist job while in community college for business. do you have any advice for someone in my situation so I can set myself up the correct way lol. I have so many goals. I just don't wanna get flustered. Should my first year just be trying to build my savings and credit and then potentially open a Roth IRA later on? I also want to break into stocks and learn how they work. I love your content and any advice would be so appreciated.
2026-08-25 05:33:13
0
shelby_jones11
Shelby :
This is misleading. Potential inactivity or dormancy fees are required to be included in account disclosures. Additionally, before escheating funds to the state in which you reside, institutions are required by law to make good faith attempts to let you know. I audit financial institutions and I have never once seen a case where a member was not called/emailed/messaged/mailed etc some sort of notice (and MULTIPLE notices) that their dormant account would be subject to escheatment. None of this just “happens” unless you choose to be completely unaware of your money. ALSO- this can happen with ANY account, not just an HYSA.
2026-08-20 16:48:59
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cristianakamex2
cristianakamex2 :
I mean how hard is it to add $5 especially if it’ll keep growing
2026-08-25 04:13:59
0
cynthia.henrius
Cynthia Henrius :
I feel like you ARE the only one who knew this! 😳
2026-08-20 01:15:10
9104
pamelaleetvee
Pamelaleetvee :
YOU INDEEED ARE THE ONLY ONE WHO KNEW THIS 😭😭😭
2026-08-20 13:19:43
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nak0a808
Nakoa (nuh-kowuh) :
That’s so waaaaack. That’s like when credit cards had an inactive fee for not using them
2026-08-20 04:59:16
3198
honeysucklebotanicalsllc
Honeysuckle Botanicals :
Exactly why I just set up an automatic transfer into my account😩
2026-08-20 03:21:11
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angelafaith.1
angela 🦷🧖🏻‍♀️ :
Needed to know this cus I don’t read the fine print 😭😭
2026-08-20 04:58:04
1362
iamsunnygray
Sunny Gray :
Imma just save it under my mattress
2026-08-20 10:42:20
152
ravenconsort
Momo :
I’m so exhausted.
2026-08-20 06:11:19
314
labelle_daph
Daphnee :
This also applies to checking and savings accounts also.
2026-08-20 03:50:14
310
valarierrules
Valarie :
I had NO idea this was a thing! 😳 I literally stopped the auto transfer to my HYSA this past January to direct the money to another account. Let me go and set that transfer back up! 🏃🏾‍♀️
2026-08-20 06:06:51
548
marquirasheed
MarquiRasheed :
I check my HYSA all the time😂. I can’t wait till I get to the point where I don’t check it
2026-08-20 01:31:48
1204
wherejuliaroams
wherejuliaroams :
FDIC protected up to $250k usually, no?
2026-08-21 18:34:26
8
cynthiasaidit
HeyGirlHey :
I definitely didn’t know this! I don’t deposit anymore but I will begin moving the interest every other month so that the balance stays level.
2026-08-20 02:23:21
94
cre8ivejunkie
Cre8ivejunkie :
What you talking about Willis?!?!
2026-08-20 02:25:02
121
jacquelinemcclend4
jacquelinemcclend4 :
well dam!! let me go check mine and make a deposit.. Thank you
2026-08-20 01:28:22
112
coutourplusconfid
CoutourplusConfidenc :
Say what now
2026-08-20 18:51:54
10
andrew_codes_
Andrew_Codes 🇺🇸 🇨🇷 :
Great, our money isn’t safe anywhere
2026-08-20 15:07:31
29
pearlsdawn
PearlsDawn🇺🇸 💙💙 :
Yikes, time to check in on my HYSA!! Thank you
2026-08-20 00:50:15
38
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