@breathe.and.budget: There is something so satisfying about watching a placeholder go into an envelope knowing the actual cash is safely tucked away and earning interest. 🎄💰 Today I’m moving $1,000 from my Christmas sinking fund into my HYSA. This fund has always held a special place in my budgeting journey. It was the first sinking fund I ever started and one of the habits that helped change the way I looked at money. Even in a year where our finances have looked very different, preparing ahead for Christmas is something I want to hold onto. Seven years of celebrating without creating a pile of holiday debt afterward is a tradition worth keeping. 🤍 Little by little, we save throughout the year so when Christmas arrives, the money is already there waiting for us. And now some of it can earn a little extra while it waits too! If you see any budgeting goodies in this reel that catch your eye, you can find my products in my Etsy shop. 🛍️✨ #ChristmasSinkingFund #CashStuffing #SinkingFunds #BudgetWithMe #ChristmasSavings

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Thursday 20 August 2026 02:23:53 GMT