Mckenzie Mack
Region: US
Thursday 20 August 2026 12:35:54 GMT
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Megan :
My government non optional retirement benefits only allow me to get the benefits (I get a flat monthly rate until I die) if I work until at least 55 I get an okay amount but if I work until 62 I get an addition $8,000 a month. Thoughts? Should I just except that I’ll have to keep working until I’m 55 or 62? Work optional seems impossible in this situation
2026-08-21 23:03:23
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BuffyN :
Is that just your number or household?
2026-08-21 20:32:23
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Points Travel Buddy :
World Traveler Unlocked before 32✅️
2026-08-21 14:27:20
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The Karly Movement :
What are you planning to do with your money left over if you don’t have anyone to leave it to? I’m child free and worried I’m saving too much for retirement if I can’t spend it all when I retired and before I die
2026-08-20 14:41:27
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zillenial_dinner_parties :
Healthcare expenses at that age can cost six figures annually. Don’t wish that on anybody, but better to prepare for that and not need it, then end up with bad healthcare due to lack of funds
2026-08-21 12:21:19
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Joe V. - The CRNA Advisor :
factor in Elder Care which can cost upwards of $10K/m now.....
2026-08-21 21:48:45
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Slurix :
Assuming social security will be around?
2026-08-20 19:21:50
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MarthaO :
You could also have dementia and need to pay 12k/month for assisted living
2026-08-21 03:36:30
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appleuser89342852 :
2.5M as a single person or family?
2026-08-20 22:33:00
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user6853916326932 :
I think you need $5M in today’s dollars to truly be safe/comfortable.
2026-08-20 15:07:30
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tech_consultant :
are you still using the 4% rule for retiring early? there seems to be conflicting opinions on 4% being too conservative for retirees but at the same other that say 3 to 3.5% should be used for early retirees with a much longer retirement window.
2026-08-20 16:07:14
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_user_583835883 :
What about inflation tho that 80k is going to be like 150k
2026-08-20 21:48:26
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appleuser92977432 :
So are you going to retire at 40 or jsut stop saving then?
2026-08-20 18:01:53
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MoneytalkwithdrLina :
Thanks for sharing this
2026-08-21 01:26:15
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rocky :
Barista fire is the goal imo
2026-08-20 14:54:45
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Navster :
My show is ON! Loveeee it ♥️🔥
2026-08-21 05:03:20
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Mia McGrath | Frugal Chic® :
👏👏👏
2026-08-20 12:58:20
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