@ian_invests: stop keeping your money in a normal savings/checking account… *(Affiliate link) I earn a commission (no extra cost to you) if you use my links to sign up*. the average bank account only gives you around 0.01% APY in interest… meaning your money is literally LOSING value if it’s just sitting in a regular bank account… A better place to put your money: High-yield savings account (HYSA) a HYSA is basically like a normal savings account, but you can earn interest (free money) every single month on your balance with ZERO risk! this is the BARE minimum you should be doing with your money, and it’s a great place to keep any money you’re saving and/or your emergency fund i use and recommend SoFi for a HYSA — you can find the link at the top of my page to get a 3.8% APY AND earn up to $400!! #PersonalFinance #financialeducation #relatable #highyieldsavingsaccount #savingtips

ianinvests
ianinvests
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Region: US
Thursday 20 August 2026 12:46:59 GMT
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reeeeeeeeeeeeeeeeeedd
reeeeeeeeeeeeeeeeeedd :
Dudes who just learned what a HYSA is:
2026-08-20 22:41:07
1813
dring3059
dring3059 :
HYSA is extremely low iq
2026-08-21 14:08:26
31
aconfusedgiraffe
aConfusedGiraffe :
Sorry, but your car comment is just unrealistic
2026-08-20 21:33:16
735
smw5151
Sam :
It’s ok to finance a car as long as you can afford the payments
2026-08-21 00:32:26
488
david_paulson28
David :
I know bros family still supports him
2026-08-21 03:12:09
84
junkyard_ms3
Junkyard_ms3 :
These are horrible takes
2026-08-21 00:54:20
156
connerbates06
Conner :
need credit history to buy a house bub😛
2026-08-20 22:57:55
78
hailz.nvr.failz
. :
If you can’t buy a car in cash is such dumb ahh advice. Nobody driving around in a old beat up $5-10K car w endless problems.
2026-08-21 00:54:25
15
idektbh27382
idektbh27382 :
What you said about the car is a terrible take like actually just bad advice. If you want an actual rule of thumb your car expense should be 10% of your monthly income and your car should not be worth more than half of your YEARLY income. Saying you should have enough cash to buy a car 2-3 over is actually just bad advice
2026-08-21 01:27:41
12
winningformyself
$n€@k$ :
my checking acc makes me 5% APY🙏🏻
2026-08-20 14:40:08
13
jws.1986
Jonathan :
The car financing take is wild lol.
2026-08-21 15:21:16
48
no1knowsgio
g3stacks :
the only shit take , is the last one . if that was the case 90% of america would be walking everywhere lmao
2026-08-21 18:23:15
7
pokemongolover7152
Ruben Herrera :
What about financing a 5 dollar meal deal from McDonald’s for 4 months? Lmk
2026-08-21 05:32:30
19
andrewc123456
andrew :
using buy now pay later for chipotle is diabolical 😭
2026-08-20 14:23:43
189
revpowers
revpowers :
Klarna for food or clothing is stupid but what about 0 interest payments on stuff like appliances/furniture
2026-08-20 16:13:17
46
shmiddly
Sid ⏾ :
My car loan is 18% APR so better than your HYSA 😎
2026-08-21 01:02:19
0
gavinfrxser
whitehawk :
you legally have to say it’s an ad when reading an ad
2026-08-21 10:53:04
7
fapjack935
Arby’sRoastBeef :
Car one is completely false
2026-08-21 02:59:49
5
morganmany1
M :
The financing one is an incredibly dumb take. You can finance cars responsibly, it's how you finance that can be the issue.
2026-08-21 00:56:30
7
sharkboyrd
Sharky 🇩🇴 :
Meanwhile me using Klarna, afterpay and pay over time to keep my cash flow, investing monthly into S&P500 and about to buy my second property
2026-08-20 16:52:08
13
ryan_farmerie
Ryan :
how about impulse buying coilovers
2026-08-21 03:32:55
11
saviorofskinny
m :
car one is pretty dumb ngl
2026-08-20 23:08:30
13
lilzay_166
zay :
Long term is it smarter to go for Etfs?
2026-08-20 16:19:54
10
mr.white634
Mr. White :
I use Klarna and Affirm all the time. it's actually a great tool to spend money wisely. I can set up payments to take out like $20 over the next few paychecks rather than dropping $200 all at once. The trick is don't use it on dumb stuff like a burrito, and don't have more than two or three things to pay off. Finish paying off those before you do it again.
2026-08-22 17:30:39
1
flashouttray
Angelofsolitude :
4.00% APY I’m good
2026-09-02 15:50:48
0
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