Leonardo Lewis
Region: GB
Friday 21 August 2026 15:54:43 GMT
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pauljames_247 :
My view is that XRP is a credible but speculative investment, rather than the inevitable replacement for SWIFT. Ripple/XRP has genuine advantages: the XRP Ledger can settle globally in seconds and XRP can act as a bridge between currencies, potentially reducing the need for banks to hold large pools of money around the world. However, SWIFT has responded aggressively and now has its own blockchain-based infrastructure, with major global banks preparing to use tokenised deposits for 24/7 cross-border payments. This means banks may be able to achieve many of XRP’s benefits without owning or using XRP, while stablecoins such as RLUSD provide another competing solution; indeed Ripple itself supports both XRP and stablecoins for payments. So I wouldn’t invest on the popular theory that “XRP will replace SWIFT”; the stronger investment case is that XRP could become one of several important global liquidity and settlement assets alongside SWIFT, stablecoins and tokenised bank money. If substantial banks eventually start settling very large real-world payment volumes specifically through XRP, that would make me considerably more bullish.
2026-08-21 18:42:33
1
Shittu :
If history repeats, we’re literally sitting on the floor of something massive. SPX48D looks coiled.
2026-08-21 21:22:45
0
Shush :
XRP and XST gunna take over everything this bull run 🧠
2026-08-21 16:10:23
1
AI Fan Token | $AI 🪐 :
Good instinct.
2026-08-21 21:42:00
0
cuti :
If history repeats, we’re literally sitting on the floor of something massive. SPX48D looks coiled.
2026-08-21 21:34:18
0
Angelo vadar :
If history repeats, we’re literally sitting on the floor of something massive. SPX48D looks coiled.
2026-08-21 21:21:22
0
Joan Olivia :
To learn @Bert
2026-08-22 03:23:33
0
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