@traveldaddydave: The Amex Platinum isn’t for the faint of heart with its $895 annual fee. But with this guide you can come out over $2000 ahead of the game! Comment AMEX for more info on the card, all of its benefits, and your personalized welcome offer up to 175,000 points! Make sure you use ALL of the credits. Banks count on you forgetting to use them. Set reminders if you have to. These include (make sure to ACTIVATE these in your app) -$200 Airline fee credit (must select an airline) -$600 Hotel credit (2x$300) -$300 LuluLemon (4x$75) -$400 Resy (4x$100) -$15/month Uber -Uber one membership -$300 digital entertainment (12x $25) -Walmart plus (12.95/month) -$209 clear plus -$300 equinox -$200 oura ring -Global entry/TSA Precheck (Get Global) -Hilton and Marriott gold status -10 visits/year Delta lounge (when flying Delta) -Centurion lounge access -Priority Pass lounge access -Hertz/avis/national status There’s also a whole suite of travel protections (trip delay insurance, baggage insurance, etc), shopping protections (return protection, extended warranty, purchase protection), and even cell phone insurance if you pay your cell phone bill with this card. Also, DONT use your Platinum card for everyday spending. This is a lifestyle/pers card. Platinum only has one spending category that earns bonus points and thats flights booked direct with a 5x multiplier. (The Amex GOLD is a better choice for everyday spending with multipliers at place like supermarkets and restaurants. I would definitely start with this card if considering both.) Do all this, and you will have beat the system and come out ahead of the game on a card that may initially seem daunting with the annual fee. Spend wisely and never change more than you can pay off every month. Cardratings affiliate, may earn a commission if you open a card with my links #credit #finance #travel #amex #platinum

traveldaddydave

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Friday 21 August 2026 19:38:09 GMT