stop scrolling if you're young and want to be financially literate. YOU CAN BE!! if i could tell my younger self where to start, it'd be this 1. invest before you feel ready so many people think you need thousands to start investing when in reality, if you started investing just $100 a month at age 20 by retirement you could have over $1 million🤷 now imagine what $200 or $300 a month could turn into.. 2. create another stream of income and it's easier than you think. there are literally endlessss side hustles and extra ways to make money in 2026, dog walking, instacart, furniture flipping, serving tables, whatever it is that you do! 3. learn how money works nobody is born financially literate y'all 😭 it's up to you to go out there And watch YouTube videos, and follow people who teach personal finance, because so many people are still keeping their money in big banks earning basically 0% interest when the right savings account and the right banking setup can make your money work for you instead of just sitting there. the more you understand topics like budgeting, investing, banking, & increasing your income the more confident you'll become making financial decisions😌 if you want to know which HYSA is actually worth putting your money in comment "HYSA" and i'll send you the one i use 📈🙏 & follow me @Ijamescovaa for more!! - @ijamescovaa