@fixwithmarie: Paying your credit card by the due date is important—but there’s another date you should know. 💳👀 Your card typically has two important dates: 1️⃣ Statement Closing Date — Your balance around this time is often what gets reported to the credit bureaus and can affect your utilization. 2️⃣ Payment Due Date — The deadline to make at least your required payment and avoid being reported late. Paying your statement balance in full by the due date can also help you avoid interest on purchases when your card has a grace period. 💡 Simple strategy: If your balance is high, consider paying it down before the statement closes. This may help a lower balance get reported and reduce your utilization. You don’t need to carry a balance or pay interest to build good credit. Comment CREDIT if you’re ready to take the next step with your credit.
