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@ahweeiqi: 信用卡准时还，为什么还是影响房贷？ 每个月信用卡准时还， 不代表申请房贷时银行完全不看。 银行还会考虑： 信用卡余额 现有债务 每月commitment 整体还款能力 所以重点不是不用信用卡。 而是： 准时还 控制余额 不要过度使用额度 准备买房前先整理短期债务 下一集： 完全没有信用记录真的好吗？ #ahweeiqi #信用卡 #房贷 #买房知识 #马来西亚房产 @NicolePropertyGPS

Ah Wee~IQI Realty EjenHartanah
Ah Wee~IQI Realty EjenHartanah
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Region: MY
Wednesday 26 August 2026 14:15:04 GMT
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