Take your monthly income and x it by 5 and that’s how much the cost of living will annihilate you
2026-08-27 11:24:47
203
Sincere Inv Properties :
How about 99.99% is going on bills
2026-08-27 15:13:08
80
racheljohnson4381 :
easier said than done! cost of living
2026-08-27 11:13:16
28
Tabz :
I put away 1k a month and I pay rent
2026-08-27 00:55:10
21
fred :
where does gambling come into all this
2026-08-27 18:46:15
11
borubar :
How about take your needs to live and multiply it by 2 and that’s the income you need to have
2026-08-28 15:19:19
2
Hills :
Hahahahaha I have 0 left after bills
2026-08-27 13:14:20
5
craftyvetufc :
Just spent half my life savings on a motorbike
2026-08-27 11:55:52
4
Benjamin Rickerby :
as a couple were Saving 1500 a month
2026-08-27 12:06:12
6
HR :
0.5 does not cover the bills and food 🤣
2026-08-27 10:32:03
6
Donnachá Cassidy :
I save or invest 60% of my monthly income 🤔
2026-08-27 19:45:35
4
Leofric :
My goal is simple build something sustainable, become financially independent and eventually give my parents the freedom they’ve always worked for
2026-08-28 04:20:51
9
rq5hunter :
I love the budget for wants. 😁 (I'm spending almost exactly that on my car 😂 but that's my only spending/"hobby" and is definitely worth the money for me.
Also I'm saving averagely 0.3, not 0.1 so I think spending that 0.2 is totally valid compared to my saving percentage..!)
2026-08-27 16:11:52
3
Nathan :
I save 400 a month
2026-08-27 08:14:52
3
Marty | Mortgage Adviser :
Good advice! 🙌
2026-08-27 11:50:29
3
m578434q :
Slightly disagree with the emergency fund one. I would say have 3 months of expenses not income in the fund in a HYSA and then any other savings put into investments
2026-08-27 21:33:54
6
Dylan :
Not really accurate tho is it my bills come to 2k I have mortgage council tax water gas electric car insurance tax phone bill internet shopping subscriptions
2026-08-27 10:55:59
4
Lewis69420 :
Monthly income before or after tax tho?
2026-08-26 20:50:55
3
CAS1867 :
Not when you’ve got debts to pay off every month
2026-08-27 19:57:47
3
logger :
lm ok then 👌 👍
2026-08-27 16:41:09
2
jesse :
so i should be spending £865 on my needs to live… my rent is £700 to begin with, let alone my gas, water and electricity bills, council tax, tv license, groceries, medications and fuel for my car to get to work and back. i should also be putting £173 into savings… imagine me having that left at the end of the month 💀😭
2026-08-27 17:24:25
3
Aläñ Čhavež 🇺🇸 :
Sometimes you don’t need the perfect plan, you just need to start. I started learning AI dropshipping, stayed consistent, and I’m proud of the progress I’ve made.
2026-08-27 16:35:34
5
Vera petrova :
At 17, I found something that pushed me to think differently. AI dropshipping has become a journey of learning, growth, and new opportunities.
2026-08-29 23:33:13
1
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