brandon.invests
Region: US
Wednesday 26 August 2026 23:44:08 GMT
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Puppers :
Might as well file bankruptcy and still keep the 401k.
2026-08-27 06:31:25
402
Picklepop :
How the fuck do you get 110k in credit card debt?
2026-08-27 12:54:28
1282
A :
I'm about to dip into my ira to pay off few things
2026-08-29 21:03:06
0
It’sMe🤎🤍 :
You’re never really making money when you’re carting debt that you’re paying interest on, are you? I’d rather pay off my debt and save from there…
2026-08-27 02:50:00
4452
Trent Dominguez 👨🏻🦼 :
i drained mine after i quit fedex and drove across the country to las vegas and stayed there until i went broke lmao
2026-08-27 17:49:43
107
T-dawg :
if he was smart, he took a loan against his 401k, that way he gets all his money tax free and pays himself back with interest. it's the play for sure with that much interest bearing debt. instead of paying the bank, he's paying himself.
2026-08-27 07:17:09
345
Bri :
If the credit card was at 20+ APR while the 401k was making 8% APR it’s an easy choice imo
2026-08-27 04:53:33
1673
Rachel’s Top Shop :
Sometimes you can borrow against it
2026-08-29 18:32:34
0
Steph :
First how do you even get some money from your 401 k ??
2026-08-27 07:42:51
91
JB :
I get it…desperate times call for desperate measures. I mean just last week I cut my shampoo bottle open so I don’t have to waste any. Practically the same thing.
2026-08-27 17:58:18
60
Carlo :
Awful idea. 401k is for compounding growth. Withdrawals reset that. You miss out on hundereds of thousands over 20-30years
2026-08-26 23:57:30
34
Mxney.printer :
tbh idk why ppl don’t withdraw their 401k to invest in the market. Imagine buying nvidia or something.
2026-08-27 05:28:52
10
Anthony :
Honestly that piece of mind is probably worth anything
2026-08-28 00:49:00
13
B Girls Make Some Noise :
that tax bill is going to be horrific
2026-08-27 16:57:08
12
Drake09183857 :
If the interest of the debt is higher than the interest of the investment than it makes sense to pay the debt off first right? Not entirely sure but that’s my first instinct.
2026-08-27 11:52:15
17
tusan350 :
No just claim bankruptcy
2026-08-27 21:07:29
12
Morgicorgi :
It’s crazy because you could just file bankruptcy to pay off the debt but still have your 401k.
2026-08-27 12:41:55
7
Cyndi M. :
As long as you don’t rack up the cards again!
2026-08-27 21:48:47
6
TAZ040 :
Just let your cards go to collection. it hurts your credit but if your credit is maxed and your late making payments your credit score already effected. once in collecting you negotiate a lower amount due . after 7 years your credit is clean again. or get a consolidated loan from bank
2026-08-27 14:16:00
8
Garrett Cegon :
Getting 110k in credit card debt is something that needs to be discussed
2026-08-27 18:37:49
9
DV :
$110k at 24% interest is $2,200/month strictly in interest. this was the only way to wipe that out and get their head above water. a 24% return/year is not realistic in an ordinary 401k in the long run. shitty situation, correct call.
2026-08-27 16:10:39
7
dave504 :
the worst decision ever
2026-08-27 10:44:32
6
Kathy Stein :
Easy to take money out, a lot harder to put it back in,especially a big amount
2026-08-27 04:39:04
7
Trenten :
Depends on the APR for the credit card debt
2026-08-27 01:29:53
10
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