@thecreditsurgeon: 1️⃣ Is the debt actually mine? Make sure the account belongs to you and the information matches your records. 2️⃣ Is the information accurate? Check the balance, dates, account status, creditor, and reporting details for errors. 3️⃣ Can I negotiate a pay for delete? Before paying, ask whether the collection company will agree in writing to remove the account from your credit reports after payment. Paying a collection doesn’t automatically mean it disappears from your credit report 🚨 NO CONTRACT FOR A PAY TO DELETE NO MOMEY 😅 Comment “FIX ME” if you want more credit tips #creditrepairservice #credittips #credithelp #fyp

thecreditsurgeon

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Thursday 27 August 2026 05:01:32 GMT