@julsfin.za: Don’t just pick a random number because it sounds impressive. Give your savings a job. R10,000 might be the beginning of your emergency fund. R50,000 could be your car deposit. R250,000 could be part of a deposit on a property. Once you know the goal, divide it by the time you have. That’s how a massive financial goal becomes a monthly debit order. I’m Julian, I’m a financial adviser, and I help South Africans make smarter decisions with their money. Which target are you going for?

Julian Cruz

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Region: ZA

Friday 28 August 2026 07:52:57 GMT