@getcapitalclarity: your income went up for years. your net worth didn't move. that's lifestyle creep — your spending quietly rises to match every raise. a $12,000 raise becomes a bigger car and nicer rent, and none of it reaches your net worth. the fix isn't earning more. it's capturing the raise before it turns into a payment. that same $700 a month, invested, is about $567,000 in 25 years. comment what your last raise quietly paid for. we did a full video on this on youtube — search GetCapitalClarityHQ