Alisha Collins Realtor
Region: US
Friday 28 August 2026 12:14:24 GMT
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fjsmithosu :
As someone on a bank board, the appraiser is representing the bank, not the buyer or seller. The risk is the banks.
2026-08-28 13:31:21
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Elizabeth Howe🌈 :
Have you ever had an appraisal that actually was reconsidered? We usually have to switch lenders and have a new appraisal ordered.
2026-08-28 16:00:27
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sprcr1 :
It’s always the buyer who thinks it’s too low because that’s the person who has to make up the difference on the loan balance the bank isn’t willing to cover.
2026-08-28 13:25:56
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Brooke :
Appraisals are a complete joke. We are in a hot market, offered full coverage. Appraisal came in 100k low, next one came in 116k higher than the first and 16k over our price. Just switch lenders and only use lenders who use local appraisers
2026-08-28 16:43:17
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Tazshorts :
In Pennsylvania you will need flood insurance in a 100 year flood plane. You have a 1% chance of a flood each year but.
2026-08-28 20:13:03
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kelleycay :
In MD we had 2 100 year floods within a month or two of each other and a crap ton of homes flooded. I’m pretty sure in many east coast states you’d still need to have the flood insurance if it falls within the maps.
2026-08-28 20:37:35
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Missa in KC 💕 :
Different lender is a must! Get another Appriaser (as long as it’s not VA or FHA) Some lenders have overlays they require.
2026-08-28 13:29:09
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Mike Smith :
If you had someone reduce the appraisal for something so specific and you all find so out of the ordinary then why not just get a different appraiser??
2026-08-28 23:08:20
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CarolJustLivin :
I had a buyer under contract on a house that had just been renovated. Two other houses literally on the same block had just sold for the exact same price. And this Appraiser took $20,000 off because it was three or four blocks from an apartment complex. So it ended up blowing it up. That was wild.
2026-08-29 02:09:57
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HollyBorealis🌌 :
I had an appraisal scheduled while 9 months pregnant and doing a home birth while buying the house I lived in, the guy asked to reschedule bcus he over booked his day, I told him I was already on a tight schedule and I needed it done. he came out and gave an appraisal 20k under the price we agreed to pay (which was a steal btw bcus i knew the owner) and so the bank sent out another agent the next day and he appraised it 50k over our agreed price. people are lame sometimes
2026-08-28 13:48:38
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Kimberly🇺🇸🇺🇸McDonald :
Our appraisals have been coming in lower over the last few months!! And i agree with you, it's only sometimes opinion!
2026-08-28 12:41:11
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fjsmithosu :
If the structure is in a zone A or V flood zone, flood insurance is required for a federally backed mortgage. Banks follow the federal rules.
2026-08-28 13:34:34
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greenharbor1 :
There are idiot appraisers who don’t use the best comps. Some are from out of the area too. Appraisal can be wrong!
2026-08-29 21:17:37
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allmyhexesliveintexas :
Be careful buying in a 100 year floodplain. With climate change and I realize conservatives don’t believe in it, but we are seeing more and more 100 year events closer and closer together. The Texas flooding that killed all those girls was a 1000 year event and it just happened again one year later.
2026-08-28 14:19:39
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