@rachelcruze: Before you combine your life and finances with someone else, you need to know how to manage your own money. What do you value? What can you actually afford? What are your goals? And are your spending habits helping you get there? Wanting to go back to school or increase your income isn’t a bad thing. Just make sure you have a plan to do it without debt and can live within the income you have today. @Dr. John Delony #dating #Relationship