@ethancreditrepairguy: Explaining to my client that’s a single mom who got divorced that the $18k repo she signed for her Ex with Santander has been REMOVED, along with 4 Affirm collections for $3,573 and 12 late pays with the Department of Education… new credit score is 737 📈❤️🙌#creditrepair #singlemom #affirm #santander #latepayments credit creditcards viral fyp divorce goodcredit badcredit fixmycredit debt collections bankruptcy