@robeverydayfinance: 💸💰If you hate personal finance, do these 3 simple things to get ahead of almost everyone you know 

1️⃣ Hit your employer 401k match. This is handled almost entirely by your employer or the plan administrator. After initial setup, it’s very set and forget because the investments are automatic. The money matched is free money from your employer, don’t give yourself a payout! 2️⃣ Open a Roth IRA and invest as much as you can. This is a powerful tax advantaged account that uses after tax money and all the growth is withdrawn 100% tax free when you’re in retirement. 3️⃣ Open a HYSA and put any stagnant funds there. Your traditional savings account attached to your checking account typically pays around 0.01% interest whereas a HYSA pays 3-4% interest. Use this account as an emergency fund, vacation fund, or saving for upcoming expenses. By doing these 3 simple steps, you’ll set yourself up for financial success. 

Follow me @robeverydayfinance for personal finance you weren’t taught growing up. #PersonalFinance #personalfinancetips #financialliteracy #rothira #hysa

Rob | Everyday Finance

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Friday 28 August 2026 18:44:25 GMT