@melissadeps: Apparently 7 is the average… 👀😂 So the real question is: are you above average? 😏 I’m talking CREDIT CARDS, people. Get your mind out of the gutter. 😂 The average American has 7.1 credit card accounts, and I need to know… how many are you working with?! Because apparently I’m not the only one with a whole collection of little plastic rectangles. 💀 Drop your number below 👇🏼 #DebtPayoff #DebtFreeJourney #DebtFreeCommunity #PersonalFinance #MoneyTok

Melissa Deps
Melissa Deps
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Region: US
Friday 28 August 2026 20:30:40 GMT
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christine.lopez201
Christine Lopez :
I have three credit cards. Only one with a balance of $39.00
2026-09-26 20:01:42
1
cherry_girl920
Cherry Girl :
Ughhh I have 8 and have a balance on all of them. I’m working on getting debt free though
2026-09-19 07:55:40
1
rachelleensign
Rachelle Ensign :
1 card and it is paid in full every month.
2026-09-25 22:17:53
1
stef_96404
stef_96404 :
2 and both have very small balances .
2026-09-23 05:28:17
1
brittneyhouse12
Britt💕 :
3 and they are all maxed out totally about $3,000😩 so I’m here to learn!
2026-09-18 15:59:15
1
ceb603
Caroline Elizabeth :
3 and I pay them off each month.
2026-09-15 08:35:21
1
jennyfromnoblock
jennyfromnoblock :
I have 5 and we don’t keep a balance! Wasn’t always that way. We at one point had like 6 figures of CC debt!
2026-09-14 18:34:46
1
shyla1017
Shyla :
That’s not right I have seven, but I don’t usually keep a balance unless it’s zero interest.
2026-08-28 20:51:04
1
stacywithoutthee2
Stacy without the E :
0
2026-08-28 22:35:09
1
calliefischer370
calliefischer370 :
Holy moly. I only have 2. And 1 I don’t touch
2026-08-31 19:55:20
1
mrsdavis411
✝️☕️AmandaDavis📚🍎 :
5 in my name, 3 have a balance. 2 in my husband's name, one has a balance. So I guess combined we're average. 😂
2026-08-30 00:48:44
1
chelseamct
Chelsea 🌱🐓✨ :
I have 6 and my husband has his own. We share 1. Two of my 6 have very small balances
2026-09-03 19:26:25
1
kaideedunaway7
Kaidee Dunaway :
I have 1, 300$ balance
2026-08-28 20:49:10
1
katierazzaq
katierazzaq :
knew that 7 right away 🤣
2026-08-29 01:42:42
1
kimt47
KimT47 :
I sadly am a average American but have paid off 3 of them
2026-08-28 21:38:09
1
bethgardner002
bethgardner002 :
2. Zero balance
2026-08-30 11:39:57
1
millikanway
millikanway🪐 :
4 cc and 3 have a balance 😭
2026-08-29 12:13:10
1
grishaber05
Hilbilly :
Hmm well when I started building my credit I had a couple with low balances I think I’m up to 9 now but only use two just for the cash back rewards but pay them off each month
2026-09-01 00:19:52
1
natalieliongson
Natalie Liongson :
5 CC + 1 store CC. 1 with a balance. Just paid the fourth off last week. About to working on my last with the highest balance.
2026-08-31 13:16:37
1
sefuller33
sefuller33 :
Oo I only have 3!
2026-08-28 23:43:36
1
littlecedarlife
LittleCedarLife🌾 Debt Payoff✨ :
1 - pay off monthly
2026-08-29 03:54:20
1
smj5044
Stephanie🪻TX homeschool mom🪻 :
We have 3, but total balance between the 3 of them is under 2k
2026-08-28 22:00:11
1
basic.dad
Basic Dad :
3 or 4 and they get paid in full every month.
2026-09-01 21:25:08
1
brefroggy88
brefroggy88 :
Ekkk back in my 20's I had like 15-20. Mostly department stores including 2 Lowe's and 2 HD. I used them as needed and it was always with the 0% interest if paid within x time frame. Now in my 40s, probably still around 15. Only 1 has a balance and it's paid off monthly.
2026-08-28 20:47:08
1
lee_kendale
Kendale :
Average with 3 payed off
2026-08-28 21:50:02
1
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