denvia jade :
94k for is a business degree…😭😭😭 it’s modern day scamming by the system if you ask me. But girl we’re the same age and I want to give advice! please try to apply for loan forgiveness, look into real estate licensing, trading on a prop firm act. last last option, Ik is scary but speak with a school loan bankruptcy lawyer, see if they can look into all the terms of your loans, maybe you overpaid and didn’t know etc. I looked it up, you can only clear these debts if you prove undue hardship in a separate court action called an adversary proceeding. Its could still pause/shorten the term at least. It’s a process but lots of people do it. I look at it as life is short doesn’t wait for you, just like the system took advantage of you. You can take advantage of them back with just a little cost, if you don’t pay the loans, they garnish your wages, you could be paying these loans up to 10+ years with interest your almost at paying 200k 😭, and all that money that you put paying towards it could be saved for other things. What bankruptcy would probably last on your credit for 7 to 10 years, you’ll still be able to get a job, save for a cash car , travel, debt-free, and save for the things important in your life. Again, you’re not alone, lots of people including myself have debt. Hope this helps sis 🫶🏽
2026-08-31 01:31:10