Paul Smith Wealth
Region: US
Saturday 29 August 2026 15:39:14 GMT
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ttooti :
Yeah, but ya still have rent to pay. Plus house values tend to rise too. My example: paid £275k in 2017, worth now £400k. Rent during that time would’ve been £151k £1400 per month). So instead of pissing away that £151k on someone rises mortgage, I have a £400k house with only £100k left on the mortgage. I mean, I’d defo rather have the security of a home that’s mine.
2026-08-30 09:04:49
1
nexova :
£90k potentially of interest and no guarantees of gains over 25yrs, Stupid advice
2026-08-30 08:44:30
0
B to the C :
You could also lose a lot depending 🤷🏻♂️
2026-08-30 08:56:46
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user7866049657862 :
Why is everyone so obsessed with wanting more and more maybe they are happy with what they have and enjoy their life togther
2026-08-30 07:28:50
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mattdatictoc :
Pay rent on that money…
2026-08-30 08:58:32
2
CloudyLeaves :
Does the remortgage come with a crystal ball? All well and good in hindsight.
2026-08-30 07:58:58
4
adamh6590 :
Most people are likely happy that they are safe in their house that they’ve paid for. It’s not always about maximising every penny.
2026-08-29 18:04:06
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thedirtbird00 :
yeah ill live in my gold bar
2026-08-29 23:04:15
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ghettoboy74 :
What if. What if gold had gone down. Hindsight is always 2020.
2026-08-29 19:53:52
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K10AL :
Done mine by 38. £400k now
2026-08-29 20:38:59
2
Paulfolio21 :
If you put £400k on gold 6 months ago you’d be down £100k. Not as safe as you think. Very volatile at the moment.
2026-08-29 17:44:52
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Jimbean83 :
Mortgage free means freedom to me. Freedom of choices and lifestyle ❤️
2026-08-29 20:53:49
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user1624346884126 :
🤔Once of been threatened with redundancy twice in the last ten years, paying off my mortgage has given me a great feeling & reassurance. If I get made redundant now, I just need any old job to keep me ticking over, until something better comes along☺️
2026-08-29 21:55:27
3
JC :
So now it’s a bad thing to pay off your mortgage
2026-08-30 06:48:52
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jenkies247 :
55 I'm retiring. I'm out. I'm not working
2026-08-29 16:01:24
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Tom :
This bloke has 20/20 hindsight. There's no guarantee the asset you pick to invest in goes up. A huge amount of gold gets discovered, twice the amount currently known and the price drops through the floor. You've now lost half you house...
2026-08-29 17:47:37
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_dixie_normus_ :
I paid off 4, 3 pay for my life since I retired aged 48 so I can live with your criticism
2026-08-29 21:08:12
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Satori :
My 320k asset that cost 77k... its never the pruce it sells fir, its price i paid..
2026-08-29 22:34:32
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CL365 :
Who would know gold was going to where it's at then 🤔
2026-08-29 21:50:48
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user9035738424455 :
All these clever wealth posts seem to assume that we can borrow huge sums of money for free, and never have to pay them back.
2026-08-29 21:33:30
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nina.saint.claire :
has anyone calculated how much rent it would cost you if you didnt have your own place 😅
2026-08-29 17:06:12
1
RichDOTp :
Ah. But what if they put £150k in and it lost £100k. It’s high risk and you’re putting your house on it at 50-60 years of age when you’re mortgage free.
2026-08-30 08:07:42
1
Ben :
More to life than money
2026-08-30 05:58:16
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wrecklessferret :
Not everybody's a bean counter. im more than happy living in my paid off house 😁
2026-08-30 06:15:10
4
19apr88 :
How much have house prices risen in the same time
2026-08-29 17:30:09
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