Notmadofflive
Region: US
Tuesday 01 September 2026 13:00:00 GMT
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denver_larper :
Could you take a loan against your 401k to pay down credit card debt
2026-09-09 18:53:42
0
Awill! :
Facts, get rid of the debt first.
2026-09-01 13:31:17
145
Invinca :
100% return on investment > Than any interest is on your credit card assuming it's not 100%
2026-09-02 19:24:19
5
TonyHawksRealDad :
Put off ur debt with ur 401k
2026-09-03 04:21:35
4
𝖾𝖽𝖽𝗂𝖾🥷🏽 :
I don’t have any debt and I’ve been contributing it for five years
2026-09-01 15:29:50
4
AJ Ayres :
What about student loans?
2026-09-01 17:45:42
10
jrod9944 :
lol u can do both, get matching at least then figure out expenses
2026-09-07 21:57:54
0
Pierre Bourne :
Love what you’re doing, did you own your book in wm?
2026-09-01 18:34:26
4
Fortnitelad789 :
Inspirational
2026-09-01 13:29:52
8
618.evo :
Solid advice. Richard Thaler and Behavioral Economics are subjects worth looking at. I personally am debt free (and always have been) besides auto loan and painfully illiquid w/ 90% of my net worth in 401k. Just now dropped my contribution down (employer matched 1/2 with no limit so I spammed it) and it feels like I’m about a year away from having enough saved for a mortgage down payment or nicer car. The peace of mind of ages 59.5+ being covered or my family/beneficiaries being taken care of in the event of an earlier death from me is great.
2026-09-02 22:44:25
2
Poopiesquat :
Just automate investments and pay debt simultaneously
2026-09-06 05:50:52
0
trey :
Talk to em not Bernie🫳🎤
2026-09-02 20:58:51
1
user5121993487517 :
People contributing to the 401k and can’t afford rent so they’re exhausting their balances weekly with hardship withdrawals. Doesn’t feel right to me
2026-09-03 13:03:49
0
dickpissman :
Great content man. Remember DP man when you make it big.
2026-09-01 23:56:30
0
kristjan :
This is what make early real estate investors go broke 😂😂
2026-09-01 16:32:42
4
yigmastigma :
depends on the interest rate 🥀
2026-09-02 04:01:43
0
payflex_rio :
W take, totally agree. The only way to win with a 401k is to start working at 16-18 with no employment gaps
2026-09-01 19:59:46
4
Daley :
Completely agree! Turned off my 401K and got a DMP with reduced rates. Should have it all paid off by mid next year so I can put all that back in the market
2026-09-01 16:58:25
0
Chelsea :
agree
2026-09-02 18:29:00
1
Michaelrsndz :
9% growth vs 25%+ interest yeah the math is clear kill all debt even that old bald guy says you can’t invest while you’re in debt
2026-09-01 13:09:08
9
rooktocastle :
people won't like your message, but I mostly agree with you here. fringe circumstances for select parties should keep getting the match, but those people would finish mopping up their unsecured debt in a year.
2026-09-01 14:14:20
4
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