@realbraidenshaw: Your HSA can be a lot more than an account for paying medical bills. Invest it, save your medical receipts, and you could reimburse yourself tax-free years down the road.
It’ll take discipline to save every receipt for 50years
2026-08-30 01:09:12
198
SweetCaroline :
Or we can have universal healthcare
2026-08-30 03:01:01
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Greyhat :
Orrrrr take that same $5000 you weren’t gonna use and put it in a Roth IRA and withdraw the same $1M tax free with no questions asked. And no need to track 60 years of medical receipts lmao. 🤣
2026-08-30 04:55:48
10
Is this a J o J o r e f e r e n :
How is paying all your medical bills with your personal funds that are subject to taxes better in this situation?
2026-08-30 14:13:58
10
Meg :
Careful, sometimes there’s a time limit on how long you can submit your receipts for refunds …
2026-08-29 21:07:47
34
o :
until law and insurance plans change at any random year
2026-08-30 11:08:34
22
1_._540 :
Do you have to have 1 million in medical expenses to get that?
2026-08-30 16:49:16
9
winegirl55 :
Our company only offers FSA’s and you can only use it for medical expenses and it died t roll over. Such a bummer. 😔
2026-08-30 04:02:38
1
Emily :
You left out an important caveat. You have to be enrolled in a high deductible health plan to add money tax free to a HSA.
2026-09-12 16:39:33
1
Holistic Tales :
And how does one spend $1M on medical expenses?
2026-08-30 00:11:00
0
Nick Steffens :
I’m just glad I have quality health insurance so I can’t have an HSA.
2026-08-30 04:22:54
1
Joey :
My God, why do you make it sound like this is something new you found and it’s a secret. It’s not a loophole. It’s the rule!!!
2026-08-30 02:08:09
1
rejosh703 :
So the strategy is cross your fingers that there’s no home flooding, home fire or that the laws and regulations would change any of those 50 years or you’d be SOL. Seems a bit risky. smh🙄
2026-08-30 20:13:11
1
James :
But you still have to use it for medical expenses
2026-08-30 23:15:14
0
Husky mom :
HSA is lost if not used that year
2026-09-01 11:50:38
0
Solon Vlasto :
We call this the shoebox strategy. Put your receipts in a shoebox to save for later
2026-08-30 16:53:01
5
Jeremy Laskowski :
Who’s gonna pay for my medical bills lol
2026-08-30 14:22:16
4
edog5772 :
65 years old and not using your hsa is crazy.
2026-08-30 19:54:22
5
Bowman :
Great strategy if you have confidence the government won’t change the laws
2026-08-31 11:41:07
10
sippingcoffeeontheporch :
I’m shocked at how many people don’t realize you can set up your HSA and aren’t required to use an employer.
2026-08-30 14:48:05
3
Travel_lover_3 :
What if they say there is no roll over after the year…
2026-08-30 06:48:52
0
John Chafin :
you don't need a receipt to reimburse yourself.
2026-08-30 01:55:41
0
Ahsan 786 :
I can't even find the receipt from 3 hours ago he wants me to collect for 70 years
2026-08-31 04:35:17
2
LisaT_Wick :
We lose our HSA if we don’t use it annually
2026-08-31 12:59:23
1
Stephanie Anderson :
those receipts will not total a million IF the funds in the HSA were invested.
2026-08-30 11:57:19
1
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