@realbraidenshaw: Your HSA can be a lot more than an account for paying medical bills. Invest it, save your medical receipts, and you could reimburse yourself tax-free years down the road.

realbraidenshaw
realbraidenshaw
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Region: US
Saturday 29 August 2026 21:01:01 GMT
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chumchum650
Victory :
It’ll take discipline to save every receipt for 50years
2026-08-30 01:09:12
198
egyptgirl50
SweetCaroline :
Or we can have universal healthcare
2026-08-30 03:01:01
123
greyhat84
Greyhat :
Orrrrr take that same $5000 you weren’t gonna use and put it in a Roth IRA and withdraw the same $1M tax free with no questions asked. And no need to track 60 years of medical receipts lmao. 🤣
2026-08-30 04:55:48
10
the_pain_420
Is this a J o J o r e f e r e n :
How is paying all your medical bills with your personal funds that are subject to taxes better in this situation?
2026-08-30 14:13:58
10
mdem51
Meg :
Careful, sometimes there’s a time limit on how long you can submit your receipts for refunds …
2026-08-29 21:07:47
34
fad3256
o :
until law and insurance plans change at any random year
2026-08-30 11:08:34
22
1_._540
1_._540 :
Do you have to have 1 million in medical expenses to get that?
2026-08-30 16:49:16
9
winegirl55
winegirl55 :
Our company only offers FSA’s and you can only use it for medical expenses and it died t roll over. Such a bummer. 😔
2026-08-30 04:02:38
1
brsweetheart
Emily :
You left out an important caveat. You have to be enrolled in a high deductible health plan to add money tax free to a HSA.
2026-09-12 16:39:33
1
holistictales
Holistic Tales :
And how does one spend $1M on medical expenses?
2026-08-30 00:11:00
0
nicksteffensisback
Nick Steffens :
I’m just glad I have quality health insurance so I can’t have an HSA.
2026-08-30 04:22:54
1
2nhfromny
Joey :
My God, why do you make it sound like this is something new you found and it’s a secret. It’s not a loophole. It’s the rule!!!
2026-08-30 02:08:09
1
rejosh703
rejosh703 :
So the strategy is cross your fingers that there’s no home flooding, home fire or that the laws and regulations would change any of those 50 years or you’d be SOL. Seems a bit risky. smh🙄
2026-08-30 20:13:11
1
wrooow
James :
But you still have to use it for medical expenses
2026-08-30 23:15:14
0
husky_mom011
Husky mom :
HSA is lost if not used that year
2026-09-01 11:50:38
0
solonvlasto
Solon Vlasto :
We call this the shoebox strategy. Put your receipts in a shoebox to save for later
2026-08-30 16:53:01
5
jeremylaskowski
Jeremy Laskowski :
Who’s gonna pay for my medical bills lol
2026-08-30 14:22:16
4
edog5772
edog5772 :
65 years old and not using your hsa is crazy.
2026-08-30 19:54:22
5
bowman814
Bowman :
Great strategy if you have confidence the government won’t change the laws
2026-08-31 11:41:07
10
sippingcoffeeontheporch
sippingcoffeeontheporch :
I’m shocked at how many people don’t realize you can set up your HSA and aren’t required to use an employer.
2026-08-30 14:48:05
3
user944568117094
Travel_lover_3 :
What if they say there is no roll over after the year…
2026-08-30 06:48:52
0
johncfit
John Chafin :
you don't need a receipt to reimburse yourself.
2026-08-30 01:55:41
0
a.ahsan1
Ahsan 786 :
I can't even find the receipt from 3 hours ago he wants me to collect for 70 years
2026-08-31 04:35:17
2
lisat_wick
LisaT_Wick :
We lose our HSA if we don’t use it annually
2026-08-31 12:59:23
1
stephanieanders2
Stephanie Anderson :
those receipts will not total a million IF the funds in the HSA were invested.
2026-08-30 11:57:19
1
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