@callcooley: 72, 75, 84 months sounds scary until you understand what the term is actually doing. Longer term = lower required payment. But if you only make the minimum the whole time, you’ll usually pay more interest. If your priority right now is keeping the payment manageable, understand the tradeoff before automatically saying no. DM me PAYMENT if you’re trying to figure out what term and payment make sense for you. #CarPayments #AutoFinancing #CarTok #CarBuyingTips #LaGrangeGA

callcooley
callcooley
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Region: US
Saturday 29 August 2026 23:22:13 GMT
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xoxogmonique
xoxogmonique :
Give me 72 months and I’ll pay it off in 36
2026-09-04 15:42:44
0
d_sch24
d_sch24 :
This is insane advice. 😂
2026-08-30 00:51:34
43
el.guero_04
El_Guero :
If you need to finance more than 5 years, you can’t afford it.
2026-08-31 16:38:07
5
gigi.19992
gigi 1999 :
I financed for 72 months and paid it off in 60 months.
2026-08-30 17:27:46
6
camjen83
camjen83 :
the fact that you are encouraging a 7 year car note is mind blowing.
2026-08-30 00:01:49
19
kimmiereads
KimmieReads :
We did 72m because it was 0% and we have excellent credit, so why not?
2026-08-30 15:23:06
5
saltybobactual
Salty Bob Actual :
I've been considering an 84 month for the simple fact my next truck has to be a 10-15 year truck for it to make sense anyways. I'll be towing and living more nomad than not with it, so it's not something I'm gonna flip. hell if I didn't need that ability to tow about 4-5k I'd be keeping my jeep. so if 84 makes it a fraction of what I'm paying now and I don't need to sell it for 12-15 years? why not
2026-09-02 04:08:00
0
goonieskayakfishi
goonieskayakfishi :
Nope it’s being so upside down when you want to trade it in. So many repos incoming because dealers are screwing these people that can’t afford them comfortably.
2026-08-30 15:13:56
0
callmejfive
Jordan :
Yeah he’s trying to get you to get finessed by him cause while you paying that 84 months you missed all the bs you paying for 😭
2026-08-30 14:17:05
1
oseapedro
Oseapedro :
Speaking like a true salesman 60 months should be maximum. My personal rule is if I can’t comfortably afford 48 months financing i cant afford the car
2026-08-30 04:44:34
2
angelavalles2
Angela Valles :
this is nuts a car wont last 180 months🤦🏽‍♀️
2026-08-30 03:42:35
0
sno00147
Sno :
stop telling people that 84 months is ok. its notf
2026-09-02 15:00:16
2
vance.king7
Vance King :
sounds like a bad deal depreciation on a car racing towards o payments going on for years into the future is a lose lose deal sir
2026-08-30 20:56:17
1
smokinpeaches
SmokinPeaches🍑 :
Thanks for always sharing information for everyone. Not everyone has the finances and end up with the longer loan but it worked when they needed it to. I appreciate a salesperson that tells all the truths!
2026-08-30 01:17:06
2
petrol4blood
Petrol4blood :
Normal folks should never finance a vehicle for more than 36 or 48 months due to depreciation. I personally refuse to buy a vehicle on credit.
2026-08-30 14:54:11
1
ociiffersteve
JoeShmoe :
Don't finance cars.... Such a waste
2026-08-31 10:53:23
2
.skip580
Skip :
blah blah blah this is the important part what percentage of payments are toward interest vs principle .....you're not telling the whole story
2026-08-30 07:16:02
1
country.p75
Country P :
😂😂😂😂😂 And this dude is serious let me
2026-08-30 10:13:14
0
boomhower1820
Boomhower :
Your just going to bury them in negative equity. Stop doing that.
2026-08-30 09:37:00
4
kooberries94
Kooberries94 :
We did 84 in case something happens we have a lower payment, but will be paying twice the payment to pay it off faster.
2026-08-31 15:41:45
2
radmanx9
RADmanX9 :
It means when you trade it in after 3,4,5 years you’ll have to pay a large amount of money or roll that amount into the next loan when you sign on the dotted line.
2026-08-30 18:57:18
0
kingjuan98
KingJuan :
108 months is 9 years. Imagine having a car note for 9 years 🤣
2026-08-30 18:45:19
0
sheep412
chevman70 :
108 MONTHS??!!! DIABOLICAL!
2026-08-30 21:25:07
1
bluefav15
bluefav :
Spoken like a true salesman
2026-08-30 14:50:52
1
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