@simplecryptoadvice: “Not your keys, not your coins” sounds way more complicated than it actually is. If your crypto is sitting on an exchange, the exchange controls the private keys. If your crypto is in your own cold wallet, you control the keys. That means more control, but it also means more responsibility for things like your seed phrase. If crypto terms like this make your eyes glaze over, follow me. I explain crypto in plain English, to complete beginners over 40