@pointedbyjared: If you have a Chase Sapphire and an American Express, you can earn 36x points on jewelry today. Here's exactly how it works. Zales is on Rakuten at 25% cash back today only. Rakuten is a free cash back platform. Link your Amex to Rakuten and set your payout to Membership Rewards points instead of cash, and that 25% cash back becomes 25x points per dollar spent. The second layer is Paze, a digital wallet backed by the major banks. Zales takes it at checkout, and Chase is giving Sapphire cardholders an extra 10x Ultimate Rewards points on Paze purchases through the end of the year. These two don't compete. Your Rakuten payout is set at the account level, not by the card you pay with, so you link Amex to Rakuten for the points payout and still pay with your Sapphire through Paze. The Labor Day sale is running too, so the discount and the points hit the same order. The lab grown diamond clover bangle is $299, down from $600. The princess cut studs are $89, down from $189. On both pieces at $388: ✅ 25x Rakuten = 9,700 Membership Rewards points ✅ 10x Paze bonus = 3,880 Ultimate Rewards points ✅ 1x Sapphire base earn = 388 Ultimate Rewards points 36x, or 13,968 points, on an order already half off. Both currencies transfer to airline partners, so at 2 cents apiece that's around $280 in travel value. The fine print: the Chase Paze bonus caps at $1,500 in Paze spend per month and authorized users are not eligible. On the Rakuten side, no cash back on gift cards, warranties or protection plans, and a code not listed on Rakuten can void your cash back. Zales pays 2% on a normal day. This is 25% and it's gone tomorrow. Activate in Rakuten, start your Zales trip through the portal, then select Paze at checkout. Miss a step and one of the layers won't post. New to Rakuten? Sign up through the link in my bio and get 5,000 bonus points just for joining. Or comment "Rakuten" and I'll send you my referral link directly. 🔗 Drop any questions in the comments and I'll answer them. Follow for more tips to supercharge your points accumulation, elevate your travel, and let's work smarter — not harder. 🚀 #pointsandmiles #creditcardpoints #amex #rakuten #zales

PointedbyJared

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Monday 31 August 2026 00:06:03 GMT