@mckenzie.mack: I hit Coast FIRE to retire by 50, but I’m also on track to FIRE by 40? Let me break down what this actually means! Coast FIRE: you have enough invested where you could stop investing completely and your investments would grow to your retirement number on their own in the future. FIRE: you have enough invested to retire TODAY. If I STOP investing I could retire by 50, but if I KEEP investing I could retire by 40! 🔥
McKenzie! When you are calculating your coast fire number, do you use 10% for investment growth?
2026-09-03 21:27:42
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Rachel | Late Investor :
Y’all implement the things that this lady talks about I am 44 and I will never hit coast FI. I did not start investing until my 40s, so I have to work two jobs the next 20 years in order to retire and have some kind of decent retirement.
2026-09-02 11:40:45
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Mariah Muscato :
How do you think about FIRE or Coast FIRE with a 12mo sabbatical? Are you investing or drawing down during your sabbatical?
2026-08-31 13:49:03
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Kristen I Education & Politics :
I get so confused trying to calculate FIRE and coast fire!! I’ll have a pension at 65 but I want to retire prior to that, I can never figure out how to calculate a number for that
2026-08-31 18:25:13
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Matt :
Girl I need tips on maxing out my 401k bc $900 a paycheck is CRAZY
2026-09-01 03:43:43
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teeny.leeny :
Do you have an app or formula for coast fire / fire?
2026-09-02 01:14:37
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Jaime Elana Pelletier :
It’s so so fun we are coast fire 65 but on track fire 53!
2026-08-31 15:58:54
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Rebekah :
I calculated ours a few years ago - coast fire by 89 😅 I'm sure it's improved significantly since then
2026-08-31 15:46:07
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linenotlyn :
are you using 7% for returns?
2026-08-31 16:42:29
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user1972248928754 :
Wow congratulations
2026-09-02 03:01:02
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robinsidehussle :
Sounds great! Never heard of this.
2026-08-31 16:15:30
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Sarah Jean March :
You help keep me motivated - happy for you and your sabbatical! 😁
2026-08-31 14:12:55
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D Wanderer :
what do you invest in?
2026-08-31 18:38:57
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Cheerydispo :
Thanks for the motivation
2026-08-31 15:04:36
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The Wealth Diet :
super helpful breakdown!! Love the graphs
2026-08-31 12:51:10
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Miche :
I need this version for dummy’s. 😐
2026-08-31 20:24:37
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