@mikko.vegasrealtor: Want to pay off your mortgage faster without making a huge extra payment every month? ๐Ÿ‘€๐Ÿก One strategy is to make an extra principal payment throughout the year. Even small additional payments can help reduce the amount of interest you pay over the life of your loan. The key: make sure the extra payment is applied to your principal. ๐Ÿ‘ โš ๏ธ๐˜‰๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ต๐˜ณ๐˜บ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ช๐˜ด, ๐˜ค๐˜ฉ๐˜ฆ๐˜ค๐˜ฌ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ญ๐˜ฆ๐˜ฏ๐˜ฅ๐˜ฆ๐˜ณ ๐˜ฐ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ ๐˜ด๐˜ฆ๐˜ณ๐˜ท๐˜ช๐˜ค๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜ค๐˜ฐ๐˜ฏ๐˜ง๐˜ช๐˜ณ๐˜ฎ ๐˜ฉ๐˜ฐ๐˜ธ ๐˜ฆ๐˜น๐˜ต๐˜ณ๐˜ข ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ฉ๐˜ข๐˜ฏ๐˜ฅ๐˜ญ๐˜ฆ๐˜ฅ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ธ๐˜ฉ๐˜ฆ๐˜ต๐˜ฉ๐˜ฆ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ ๐˜ข๐˜ณ๐˜ฆ ๐˜ข๐˜ฏ๐˜บ ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ง๐˜ช๐˜ค ๐˜ณ๐˜ฆ๐˜ฒ๐˜ถ๐˜ช๐˜ณ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด. A few smart mortgage moves now could save you money later. ๐Ÿ’ฐ Save this for later and follow for more home-buying tips! ๐Ÿ”‘ #lasvegasrealestate #lasvegasrealtor #mortgages #mortgagetips #homebuyingtips

Mikko Lucernas
Mikko Lucernas
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Region: PH
Monday 31 August 2026 13:47:49 GMT
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exquisitefragrances2024
exquisitefragrances :
I donโ€™t see where me paying an extra $129 will cut my mortgage by half. My payments are $752 a month
2026-09-30 15:51:19
0
peterundel
Peteypooh :
I never had an extra penny to add to my mortgage payment! Living the American dream is expensive!
2026-09-30 02:05:01
1
nmgal17
NM gal โค๏ธ :
biweekly payments also do that extra pymt yearly. My balance going down so much. Thanks to God. ๐Ÿ™๐Ÿ™๐Ÿค
2026-09-12 19:12:56
6
frecklemefancy
Nay :
But you never really own it. You will continue to rent it from the government in form of taxes.
2026-09-02 04:09:45
34
melissaharrison98
melissaharrison98 :
Isnโ€™t the principal + interest the monthly payment?
2026-09-05 18:25:35
7
fashionmagagirl0
FashionMAGAGIRL :
Pay biweekly take off 7 years
2026-09-09 00:58:22
3
judyoverman37
Judy :
on # 3... with what income???
2026-09-13 21:59:31
2
muck2024
Lee S 262 :
How do you actually apply it to the principal.
2026-09-06 15:10:40
1
william.bottom8
William Bottom :
Mine was 8% back in 95. Paid it off in 2000
2026-09-18 11:35:59
2
cyou986
Fille_ du Rosaire@4 :
Thank you for your advice. you said to make 15 payment and each payment go to the principal. What about the ones who got their escrows (Tax+homeowner INS) adding to their mortgage ??? by dividing monthly payment by 15 ... who 's going to pay the bank that prepaid your tax and Homeowner Insurance. ????
2026-09-20 18:37:26
0
user8263803236531
SlimJim99 :
Or you could sign a 15 year mortgage. Those always pay off in 15 years.
2026-09-13 19:36:02
4
traceybell84
Tracey Bell :
is there any benefit to making this a once a year payment?
2026-09-12 11:27:46
2
blessed1856
Blessed18 :
I can barely pay the mortgage.... ๐Ÿ˜ญ
2026-09-02 19:50:41
10
gabru00017
Deleted01 :
I am paying fortnight payments. When shall I put extra money.
2026-09-12 04:10:31
2
amandalopez8888
Amandab@by :
Why the 15th of every month??
2026-09-16 02:56:20
2
travisschoonmake7
travisschoonmake7 :
If that equal $300 per month could I just drop 4k per year? Would that have the same effect?
2026-09-01 11:40:22
2
user595728193
Jackson :
Donโ€™t listen to this. Invest that money elsewhere. Paying off a house is overrated. Especially if you have a 3% interest rate like myself.
2026-09-08 02:50:27
5
user3243396274911
user3243396274911 :
Not all banks will do it
2026-09-23 22:03:24
1
mark.cross228
Mark Cross228 :
facts
2026-09-16 04:46:01
2
buddy_the_doodle
My Boy Buddy & Me โค๏ธ :
Is this true?
2026-09-13 21:47:29
2
user9504929145259
user9504929145259 :
Who can make an extra mortgage payment every month. They act like you could pay it off in 15 years. You would need to make a lot of extra money to do this. If you can do this you why have a mortgage
2026-09-09 11:25:15
2
jaxjax330
E :
and here I thought the bank was just being nice giving me 400k. ๐Ÿคฃ๐Ÿคฃ.
2026-09-07 23:47:31
2
meddie104
Demetrice Burrell :
And a 15 year done in 9.....true story
2026-09-09 03:52:51
4
krazycatlady57
Michelle :
I wasn't going into retirement with debt, so I made double payments.
2026-09-08 23:14:34
2
dee_mac5
Dee_Mac :
Factor in PiTI (principal interest taxes & insurance) then divide the total payment by 12 (one year) and thatโ€™s the amount you pay to the principal
2026-09-11 16:54:53
2
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